Loan Partner (Senior Loan Officer Assistant) at Vitruvian Consulting, Inc.

Loan Production Partner

Job Title: Loan Partner (Senior Loan Officer Assistant)
Location: South Tampa, FL | Hybrid
Job Type: Full-Time

Is relocation offered for this role? No

Travel: 0%

Sponsorship: No

Overview:
Our client is seeking an experienced, detail-oriented, and highly capable Loan Partner to support their mortgage loan officers with full-cycle loan processing. This senior-level role is designed for a seasoned professional who can independently manage loans from application to submission and provide expert guidance to clients throughout the mortgage process.

Key Responsibilities:

• Support loan officers by managing all aspects of the loan process, from pre-approval through submission.
• Price and structure loan files based on borrower qualifications and investor guidelines.
• Review borrower documentation, including credit, income, assets, and liabilities, for accuracy and completeness.
• Perform income calculations (W-2, self-employed, etc.) in accordance with underwriting guidelines.
• Run DU/LP findings, interpret results, and prepare conditions for submission.
• Register and submit loans to lenders through various platforms and portals.
• Clearly explain loan products, rates, closing costs, and mortgage processes to borrowers.
• Prepare and send initial disclosures and ensure compliance with federal and state regulations.
• Maintain ongoing communication with clients, lenders, title companies, and other stakeholders to ensure a smooth loan experience.
• Track key loan milestones and proactively resolve any issues that arise during the pipeline.
• Collaborate closely with processors, underwriters, and loan officers to ensure timelines are met.

Qualifications:

• Minimum 3+ years of experience in mortgage lending, preferably as a Loan Officer Assistant, Loan Processor, or similar role.
• Strong working knowledge of Fannie Mae/Freddie Mac guidelines and conventional loan programs.
• Experience running DU and LP, reviewing AUS findings, and working with lender portals.
• Exceptional income calculation skills (both salaried and self-employed borrowers).
• Excellent communication and customer service skills—must be comfortable explaining loan details to borrowers.
• Proficiency with LOS systems (e.g., Encompass, Arive, LendingPad, etc.).
• High attention to detail, organizational skills, and ability to manage multiple files simultaneously.
• NMLS license preferred but not required (depending on state regulations and responsibilities).

• Familiarity with FHA, VA, USDA loan programs.
• Experience with third-party processing or broker-to-lender submission workflows.
• Bilingual (Spanish/English) is a plus.

Compensation & Benefits:

• Competitive salary based on experience
• Bonus or incentive structure based on loan volume and performance
• 401K, Medical, PTO and a great career path