Vice President, Credit Risk at Goldman Sachs Bank USA

Vice President, Credit Risk with Goldman Sachs Bank USA in New York, New York. Develop, implement, and maintain credit underwriting strategy for digital lending. Analyze data including traditional and alternative bureau, behavioral and macroeconomic data and use statistical tools and analytical techniques to generate insights and optimize credit decisions including accepting and declining pricing and credit line. Requires: Master’s degree (U.S. or foreign equivalent) in Mathematics, Economics, Finance, Statistics, Information Systems, or a related field OR Bachelor’s degree (U.S. or foreign equivalent) in Mathematics, Economics, Finance, Statistics, Information Systems, or a related field. Three (3) years of experience with a Master’s degree or five (5) years of experience with a Bachelor’s degree with the following: building, improving, or analyzing risk management in a consumer lending; utilizing knowledge of U.S. credit bureau data, risk scorecards, and ability to pay quantification to develop credit policy; working with large datasets and big data including trade line, time-series, and transaction data and utilizing advanced analytical packages such as SAS, R, Python and SQL to analyze data, identify insights and make recommendations; visualizing complex data analyses and communicating to a wide variety of audiences, including senior leadership; developing comprehensive risk management reports using SQL or a similar database query language for extracting data from large datasets; and microsoft Office skills, specifically Excel (including creation of pivot tables, logic functions, data tables and regression analysis), PowerPoint and Word. Job Code: 9289989 Salary Range: Annual base salary for this New York, New York -based position is $189,000 – $249,000. QUALIFIED APPLICANTS: Apply at gs.com and click on "Careers." NO PHONE CALLS PLEASE. ©The Goldman Sachs Group, Inc., 2025. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veteran status, disability, or any other characteristic protected by applicable law.