Analyst, Credit Risk Data Science & Modeling at T-Mobile

At T-Mobile we invest in YOU! Our Total Rewards Package ensures that employees get the same big love we give our customers. All team members receive a competitive base salary and compensation package - this is Total Rewards. Employees enjoy multiple wealth-building opportunities through our annual stock grant employee stock purchase plan 401(k) and access to free year-round money coaches. Thats how were UNSTOPPABLE for our employees!As an Analyst within the Credit Risk Management team you will wear multiple hats. You will use your strong blend of analytical skills project management presentation skills and ability to develop strong and effective working relationships.You will work independently and/or as part of a team of analysts to identify new credit segmentation opportunities using statistical methods leading to enhancements to our credit decision process and policies collections strategies and fraud strategies. You will partner within members of the Credit Risk Management team and other functional teams in T-Mobile for the deployment analysis and tracking of new credit strategies to manage risk.You manipulate large amounts of data extract key insights from the data and then clearly and concisely communicate actionable recommendations based upon your many cases you will participate in projects at various stages from idea or hypothesis generation to development and/or implementation. You will be expected to contribute actively with creative and credit-focused ideas to demonstrate problem solving skills and ownership aptitude. Unstoppable Together!Responsibilities:Utilize statistical segmentation techniques to identify new opportunitiesExtract load and transform data from multiple sources necessary for statistical reporting and ad-hoc analysisPerform qualitative and quantitative analysis of credit polices to meet given objectivesDevelop predictive financial and analytical models using the appropriate statistical methodologies including trend and regression analysisParticipate and perform the analysis of new data and statistical products by external vendorsWork with credit bureau and alternative credit dataDeliver work output with full awareness and adherence to project timelines or agreed upon deadlinesEducation/Qualifications - Required:2-4 years experience in a qualitative analytical functionBachelors Degree Finance Economics Mathematics Industrial Engineering Statistics or related degreeIntermediate or higher proficiency in SAS or other statistical/analytical programming languagesSuperior computer skills in Excel Word PowerPoint requiredSuperior communication (spoken and written) organization and presentation skillsSuperior time management skills and awareness of project management methodsEducation/Qualifications Desired:3 years of quantitative analytic modeling experience credit risk management or comparable process management experienceGraduate degree in a quantitative discipline a plusBasic proficiency in SQL Python R or other statistical software packagesPrior consumer risk management experience a plusWireless / Telecom experience a plusAt least 18 years of ageLegally authorized to work in the United StatesTravel:Travel Required (Yes/No): NoDOT Regulated:DOT Regulated Position (Yes/No): NoSafety Sensitive Position (Yes/No): NoBase Pay Range: $76100 - $137300Corporate Bonus Target: 10%The pay range above is the general base pay range for a successful candidate in the role. The successful candidates actual pay will be based on various factors such as work location qualifications and experience so the actual starting pay will vary within this range.At T-Mobile employees in regular non-temporary roles are eligible for an annual bonus or periodic sales incentive or bonus based on their role. Most Corporate employees are eligible for a year-end bonus based on company and/or individual performance and which is set at a percentage of the employees eligible earnings in the prior year. Certain positions in Customer Care are eligible for monthly bonuses based on individual and/or team performance. To find the pay range for this role based on hiring location T-Mobile our benefits exemplify the spirit of One Team Together! A big part of how we care for one another is working to ensure our benefits evolve to meet the needs of our team members. Full and part-time employees have access to the same benefits when eligible. We cover all of the bases offering medical dental and vision insurance a flexible spending account 401(k) employee stock grants employee stock purchase plan paid time off and up to 12 paid holidays - which total about 4 weeks for new full-time employees and about 2.5 weeks for new part-time employees annually - paid parental and family leave family building benefits back-up care enhanced family support childcare subsidy tuition assistance college coaching short- and long-term disability voluntary AD&D coverage voluntary accident coverage voluntary life insurance voluntary disability insurance and voluntary long-term care insurance. We dont stop there - eligible employees can also receive mobile service & home internet discounts pet insurance and access to commuter and transit programs! To learn about T-Mobiles amazing benefits check out.Never stop growing!As part of the T-Mobile team you know the Un-carrier doesnt have a corporate ladderits more like a jungle gym of possibilities! We love helping our employees grow in their careers because its that shared drive to aim high that drives our business and our culture forward. By applying for this career opportunity youre living our values while investing in your career growthand we applaud it. Youre unstoppable!T-Mobile USA Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age race ethnicity color religion creed sex sexual orientation gender identity or expression national origin religious affiliation marital status citizenship status veteran status the presence of any physical or mental disability or any other status or characteristic protected by federal state or local law. Discrimination retaliation or harassment based upon any of these factors is wholly inconsistent with how we do business and will not be tolerated.Talent comes in all forms at the Un-carrier. If you are an individual with a disability and need reasonable accommodation at any point in the application or interview process please let us know by emailing or calling 1-. Please note this contact channel is not a means to apply for or inquire about a position and we are unable to respond to non-accommodation related requests.Required Experience:IC Key Skills ISO 27001,Microsoft Access,Risk Management,Financial Services,PCI,Risk Analysis,Analysis Skills,COBIT,NIST Standards,SOX,Information Security,Data Analysis Skills Employment Type : Full-Time Experience: years Vacancy: 1 Monthly Salary Salary: 76100 - 137300