Asset Manager - Agency Finance Asset Management - Freddie Mac at Capital One

Asset Manager - Agency Finance Asset Management - Freddie Mac

The Asset Manager is a critical member of the Agency Finance Asset Management team, serving as the primary lead for the end-to-end execution of Freddie Mac loan transfers. This role acts as the dedicated subject matter expert for Freddie Mac processes while providing essential backup support for Fannie Mae transfers. Beyond transfer management, you will manage a strategic portfolio of agency loans, ensuring risk mitigation and high-quality service across the Agency platform.

Responsibilities:

• Loan Transfer Leadership: Direct the end-to-end execution of Freddie Mac loan transfers and maintain cross-functional proficiency in Fannie Mae transfer protocols to ensure seamless operational backup.
• Portfolio Management: Manage a targeted portfolio of agency loans, serving as the primary point of contact for borrower requests and lender requirements.
• Credit & Consent Analysis: Process complex lender consent requests by conducting thorough reviews of loan documents, lender guidelines, and servicing agreements.
• Property Surveillance: Conduct property inspections to evaluate physical condition and operational performance, ensuring compliance with investor standards. Analyze property operating statements to identify operational performance concerns.
• Risk Mitigation: Perform ongoing risk analysis and trend monitoring to ensure timely detection of potential credit issues.
• Manage client relationships: provide excellent customer servicing while enforcing loan document/lender requirements.
• Watchlist Management: Identify CREFC watchlist triggers and prepare detailed investor comments and mitigation strategies for assigned assets.
• Investor Reporting: Prepare loan and portfolio level status reports to comply with all Investor monitoring and reporting requirements.

Basic Qualifications:

• Bachelor's Degree or military experience.
• At least 4 years of experience in Commercial Real Estate (CRE).
• At least 3 years of experience with Government-Sponsored Enterprises (Fannie Mae or Freddie Mac) or CMBS asset management.

Preferred Qualifications:

• Bachelor's Degree in Business, Finance, or Economics.
• At least 3 years specifically in loan asset management, with a track record of processing complex lender consent requests.
• Demonstrated experience with Freddie Mac or Fannie Mae transfer consent products.
• Freddie Mac Certified Inspector status or equivalent field inspection experience.
• Advanced proficiency in financial modeling (Proficiency in analyzing property operating statements, rent rolls, and borrower financial statements and in modeling complex financial scenarios).
• Strong written and oral communication skills with high proficiency in Microsoft Office/Google Suite (Excel, Word, PowerPoint)

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.

This role is expected to accept applications for a minimum of 5 business days. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace.