Associate Underwriter at Howden

At DUAL North America our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world.The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key.DUAL North America Inc. is seeking a Associate UnderwriterAssociate Underwriter FloodClassification: Exempt/Full-TimeReports to: Underwriter Flood or aboveTravel: 0-10%Salary:Role overviewDUAL North America is seeking an Associate Underwriter for the Flood Division.At DUAL Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker this role you will assist with account quoting and binding prepare and distribute various types of communications and provide quality customer service through the underwriting life cycle.Supporting a team of underwriters within the Flood division you will assist underwriters in evaluating flood risk exposures gathering site-specific data and facilitating accurate quoting and binding for flood insurance policies.Role responsibilitiesProcess submissions by providing account triage for UnderwritersProvide backup support for Underwriters when traveling in the marketGather and compile information required to quote and/or bind an accountGenerate edit and send out a variety of correspondence on behalf of the Underwriters such as declination letters quote follow ups and subjectivity remindersDemonstrate basic understanding of technical underwriting principles and risk underwriting characteristicsLearn market dynamics competitive landscape and product differences (attend weekly underwriting meetings if applicable ask questions) need to understand what business is selling (understanding why deals are lost and adjusting accordingly)Provide customer service and underwriting support to help achieve new and renewal premium goalsBuild relationships with producers with supervision from more senior underwritersFill in for other team members to ensure business continuity during peak periods and/or when team members are unavailableAssist Underwriters as requestedComplete other related clerical and administrative duties as assignedUnderwriting Authority:Working towards Underwriting Authority but does not have it yetQuote issuance as approved by senior underwriterBinder issuance as approved by senior underwriterPolicy Issuance reviewConduct inspection review and analysis resulting in appropriate issue identification and process post inspection changes as necessaryKey requirementsBachelors degree in risk management finance business or a related field preferred01 year underwriter or insurance experienceFoundational knowledge of insurance principlesProficiency in Microsoft Office Suite (Word Excel Outlook PowerPoint)Ability to follow policies and proceduresComplete assigned tasks correctly on time and able to learn quicklySelf-motivated and demonstrating attention to detailBe able to work independently for extended periodsExcellent written and verbal communication skills as well as general business understandingTravel up to 10% with an Underwriter to shadow and participate in interactions between Underwriters and brokersMust be able to remain in a stationary position 50% of the time with occasional movement in the office to access cabinets and equipmentIf you do not meet all the qualifications for this role we still encourage you to apply as we are always looking for diverse talent to join our growing teamAbout DUALWorking across 21 countries DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. Thats how we have become one of the worlds largest international underwriting agencies (or MGAs) with US$3.5bn of GWP.DUAL North America is the leading underwriting organization in the US offering commercial property casualty financial lines and personal property insurance products underwritten through several specialized subsidiaries. Since 2013 we have grown to over 650 employees in 14 offices across the US and we are continuing to grow.DUAL is part of Howden an international insurance group with employee ownership at its heart. The group was founded in 1994 and now has divisions in broking and underwriting operates in 55 territories and employs over 19000 people handling US$42bn of premium on behalf of clients.What do we offer in returnA career that you define.Yes we offer all the usual rewards and benefits - including medical dental vision a wide variety of wellbeing offers competitive salary unlimited PTO 401k with company match paid volunteer days and more.What you might not expect is a job where everyone has a voice where volunteering in the community is part of the day job and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace but in the industry and in the wider community.Our culture: people firstOur core values dictate how we live and work. Were a group with independence and people at its heart and were a home for talent with a unique culture: the biggest small company in the world.The focus on being a people-first business has always been at the very heart of the group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the group has been and will continue to be key.Diversity and inclusionAt DUAL we consider our people our chief competitive advantage and as such we treat colleagues candidates clients and business partners with equality fairness and respect regardless of their age disability race religion or belief gender sexual orientation marital status or family circumstances.Get in touchIf youre interested in this opportunity please send your CV to us at or apply on our careers pageWhat we offer:A career that you define. Yes we offer all the usual rewards and benefits - including medical dental vision a wide variety of wellbeing offers competitive salary unlimited PTO 401k with company match paid volunteer days and more.We provide an environment where new ideas are encouraged and celebrated where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace but in the industry and in the wider community.EEO Statement:We consider our people our chief competitive advantage and as such we treat colleagues candidates clients and business partners with equality fairness and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race color religion age sex national origin disability status genetics protected veteran status sexual orientation gender identity or expression or any other characteristic protected by federal state or local laws. This policy applies to all terms and conditions of employment including recruiting hiring placement promotion termination layoff recall transfer leaves of absence compensation and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process to perform essential job functions and to receive other benefits and privileges of employment.Required Experience:IC Key Skills Loan Processing,Computer Skills,Fraud,Math,Banking,Pricing,Analysis Skills,Fair Housing Regulations,Underwriting,Financial Analysis,negotiation,Phone Etiquette Employment Type : Full-Time Experience: years Vacancy: 1