Banking Associate Bangor (Exchange St) at TD Bank

Work Location:Bangor Maine United States of AmericaHours:40Pay Details:$22.00 - $27.75 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Line of Business:Personal & Commercial BankingJob Description:The Banking Associate is a professional in banking plays a key role in delivering TDs Brand promise at a store location. This role is accountable for accurately completing everyday banking transactions and providing advice and educational support on services products and tools to help Customers achieve their financial goals.Depth & Scope:Performs a wide range of tasks across multiple areas within a Store location; to include processing customer transactions opening new accounts and educating customers on all banking products and servicesDelivers end-to-end advice customers expect: (1) building trust with educational content & tools (2) providing consultative support and (3) advocating with proactive insights & recommendationsUtilizes TDs systems and tools to engage with Customers to acquire and deepen relationships by providing advice and guidance to ultimately attract and retain the customer Understands customer financial needs to identify opportunities to promote and educate on products services and/or refer them to the appropriate team member or internal Bank partner while ensuring a positive customer experienceAccurately completes everyday banking transactions either on the teller line or on the platform while uncovering customer financial needs and educating on products services and tools or referring to the appropriate expertServices the customer on both the teller line and platform as needed with the ability to service customers with opening/closing personal deposit accounts everyday bank transactions debit card/credit card issues regulation E mobile and on-line (digital) bankingConnects with customers provides financial advice and deepens relationships through lead management activities to include the creation & management of self-generated leads the management of received partner/retail to retail referral leads or campaign leads customer outreach (outbound calls relay SMS) setting and/or hosting appointments and lead prioritizationEducation & Experience:High school diploma or GED1 year experience working with customers in any capacity and can be demonstrated through any of the following: volunteering education military experience preferredDemonstrated Customer Service skills preferredAbility to work during operating hours to include evenings weekends and holidays as scheduledTeller experience preferred Required to complete Teller training and part 1 of platform training upon hireStrong organization skills to handle multiple tasks in a fast-paced environmentExcellent communication skills with ability to be concise clear and consistentDemonstrated effective problem-solving skillsDemonstrated ability to schedule and prioritize workDemonstrated ability to work independently and within deadlinesSound judgment in decision making and problem solvingProficient in Microsoft OfficeNotary License preferredCustomer Accountabilities:Consistently provides legendary customer service while transacting promoting educating and referring TD Products to new and existing customersEstablishes and nurtures customer relationships by consistently displaying product knowledge actively listening to customer needs while engaging in additional conversations to identify any additional needs and offer a solution or partner referralManages wait times to meet with a Banker by scheduling rescheduling or canceling client meetingsEngages in lobby leadership and represents the first point of contact for customer inquiries and helps to orchestrate the customer walk-in traffic and can be the first point of contact for customer resolution or to make appointments to see an expertUnderstands and supports the Banks customer service strategyConsiders the impact of decisions on the well-being of TD its customers and stakeholders Drives referrals to Store colleagues and partners to support the broader more complex financial needs of customersEnsures tasks are performed within established policy and proceduresSuccessfully completes all required job specific compliance-related trainingUnderstands utilizes and follows compliance/risk and control programsEnsures ongoing compliance with internal/external audit and regulatory requirements. Provides prompt and comprehensive responses to all external audit regulator and compliance requests and findings. Maintains appropriate records of action plansIs knowledgeable of and complies with TD Code of ConductShareholder Accountabilities:Ensures compliance when completing operational activities in accordance with company guidelines and regulations such as Bank Secrecy Act and Patriot Act to minimize risk and protect the customerAccurately processes cash/deposit/withdrawal transactions and other account servicing requestsDecisions & processes everyday transactions such as but not limited to opening/closing servicing accounts depositing or cashing checks reordering a debit card or updating address Ensures compliance with all regulations policies and procedures adhering to required controls critical dates and accurate documentsApplies customer authentication principles compliance regulations and due diligence to new account openings and transactionsAccurately and efficiently performs transactions as accountable for cash drawers including maintaining cash limits and securing cash drawers/stations/balances out cash drawer and TCRFollows policy and procedure for Customer AuthenticationActs as Dual Control agent when requiredFollows all required open/close proceduresEmployee/Team Accountabilities:Contributes to a positive work environment by aligning to TD Model Brand and Culture by participating fully as a member of the teamBe an active participant in personal performance and development activitiesActs as a brand champion both internally and externallyCollaborates with team members in contributing to the success of the team and organizationPartners as a team playerActively seeks opportunities to improve delivery of work with high attention to quality standardsActively takes ownership of own career and aspirations. Seeks out diverse feedback to continuously develop and enhance skillsPositively embraces changeAdheres and participates in TDs Shared CommitmentsModels quality service at every Customer interactionBe engaged in advancing and sustaining a unique inclusive culture that reflects TDs diversity agenda and creates an extraordinary employee experienceMay train and act as a mentor to newer colleaguesPhysical Requirements:Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%Domestic Travel OccasionalInternational Travel NeverPerforming sedentary work FrequentPerforming multiple tasks ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds ContinuousSitting FrequentStanding FrequentWalking FrequentMoving safely in confined spaces OccasionalLifting/Carrying (under 25 lbs.) OccasionalLifting/Carrying (over 25 lbs.) OccasionalSquatting OccasionalBending OccasionalKneeling OccasionalCrawling - OccasionalClimbing OccasionalReaching overhead OccasionalReaching forward OccasionalPushing OccasionalPulling OccasionalTwisting OccasionalConcentrating for long periods of time ContinuousApplying common sense to deal with problems involving standardized situations ContinuousReading writing and comprehending instructions ContinuousAdding subtracting multiplying and dividing ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.Who We Are:TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn moreAdditional Information:Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.Colleague Development If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.Training & OnboardingWe will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.Interview Process Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationTD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.Required Experience:IC Key Skills Corporate Strategy,CRM,Corporate,Flash,Landscape,AC Maintenance Employment Type : Full-Time Experience: years Vacancy: 1 Monthly Salary Salary: 22 - 27