Business Development Officer I at Southern Bancorp

CURRENT EMPLOYEES: Please apply via the intertnal career site by logging into your ADP Account and apply under: Myself > Talent > Career Center.Who We Are:Southern Bancorp Community Partners is a different kind of lender. As a non-profit Community Development Financial Institution (CDFI), a special certification designated for institutions that serve predominantly underserved communities, Southern Bancorp Community Partners combines lending with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth, underserved and un(der)banked populations. Job SummaryThis role will be responsible for community outreach and involvement that results in microbusiness lending opportunities and financial development services with a focus on low-to-moderate income borrowers and communities that historically have had less access to mainstream financial products and services. The primary responsibility will be to build a robust network of referral sources in the assigned markets to drive loan volume. Additionally, this role will assist in recruiting for all programs, facilitate economic skills classes, and assist with other training sessions. Key ResponsibilitiesDevelop new business by maintaining professional networks and establishing a favorable presence in local communities by participating in civic organizations and community activities to generate loan volume and referrals for asset development servicesCultivate and nurture relationships with community partners within assigned markets to generate referral opportunities that align with SBCPs mission and target marketsSeek and originate Microbusiness loans (under $100K) with a focus on Microbusiness owners in designated low-to-moderate-income areas and follow up on referrals and direct inquiriesTake applications, package loans, interview customers, explain different financing products and programs, make recommendations for appropriate financial products, and negotiate credit termsProvides all customers with prompt, efficient and friendly service, with an emphasis on problem-solving and solution-buildingEnsure timely processing and funding of loansService loans as needed, including monitoring loans for credit risk changes and managing past due loan payments, including pursuing collection of past due and charged off loansIdentify and evaluate technical assistance, financial education, and financial coaching needs of current and prospective clients and ensure proper and effective referral to SBCP's financial counselorsComplete all required trainingPerforms other related duties as required or assigned, including assisting with wealth building programs Coordinate with Southern Bancorp Bank and Southern Bancorp Inc counterparts and partners RequirementsHigh School diploma and at least 2 years of college or university study, bachelor's degree in business, finance, accounting, or economics preferredOne to three years of related experienceKnowledge of financial statements and tax returns a plusExperience performing financial analysis a plusExcellent oral and written communications skillsProficiency with Microsoft Office suiteExperience with Sales Force a plusFluency in Spanish is strongly preferredAbility to travel for meetings and client appointmentsMust possess and maintain current and valid driver's license and a vehicle with appropriate insurance coverageWillingness to travel for events and meetings Physical Demand & Work Environment:Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functionsWhat we offer our employees:A positive impact on Your Future:401(k)/Roth plan with immediate eligibility and employer match up to 6%Employee stock ownership plan1% employee home loanCredit and housing counseling as well as free financial education tools available to customers and employees Benefits to improve your health:No deductible medical insurance planDental and vision insurance Employer paid life and long-term disability insuranceFlexible Spending Accounts The opportunity to nurture your well-being:Paid time off starting day oneBonus plan for all full-time staffOpportunity for merit raisesEmployee reward and recognition programsCommunity service opportunitiesSouthern is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, status as a protected veteran, among other things, or status as a qualified individual with disability. As a Community Development Financial Institution, Southern Bancorp desires for its workforce to reflect the diversity of the customers and communities that we serve. Racial and ethnic minorities, people from working class backgrounds, women and LGBTQ people are often underrepresented in many financial service industry professions. Therefore, we strongly encourage applications from people with these identities or who are members of other marginalized communities