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Chief Lending Officer at National Covenant Properties

National Covenant Properties Chicago, IL

Job Description

Organizational Overview

National Covenant Properties (NCP) is a $400 million church extension fund, which operates as a financial ministry

affiliate of The Evangelical Covenant Church (ECC) denomination. NCP provides investment products to members of

Covenant churches and offers lending and real estate services solutions to local congregations and affiliated

organizations as they seek to expand their facilities and ministries. NCP is looking to add a new position of Chief

Lending Officer to lead the underwriting, lending, loan portfolio management and the real estate consulting

initiatives to churches and other organizations affiliated with The Evangelical Covenant Church.

Summary

As the Chief Lending Officer, you will have the chance to create meaningful impact, influence the world around you,

and join a team whose values align with your own. This role offers deep professional satisfaction by allowing you to

apply your skills and experience in an environment where the work truly matters and your contribution make a

lasting difference. The Chief Lending Officer reports directly to the President of NCP and will partner with the

executive management team to develop and implement the appropriate lending products and services. The Chief

Lending Officer will lead and mentor the lending and real estate services team, oversee the lending business

development, the underwriting and credit analysis of loan applications, and the loan portfolio risk profile and loan

management efforts of NCP.

Essential



Essential Functions

A qualified candidate will be a seasoned member of the executive team advancing NCP's mission within the policies

and procedures established by the Board of Directors and President of NCP. Critical and essential responsibilities of

this role include:

• Engage with NCP President, the Relationship Management Team, regional Conference leadership, as well as

CEOs and CFOs of affiliated Covenant entities on financial matters relating to real estate transactions and NCP

financing.

• Participate in the development of the organization's strategic plans and implementation of resulting initiatives

and other assignment from the President of NCP.

• Collaborate with the President of NCP to align lending activities with the organization's broader strategic goals.

• Serve as an advisor to the Board of Directors of NCP.

• Coach, lead, motivate, and mentor the relationship management team, fostering a positive environment and

ensuring a customer centric, high standard of service delivery while achieving the mission and loan growth and

loan quality objectives of NCP.

• Actively participate in strategic relationship management with existing and prospective constituents.

• Collaborate with key stakeholders on approvals, strategy development and implementation and/or concept

development that improves or enhances NCP's mission and positioning.

• Participate in marketing and communication efforts that increase awareness and engagement of church

constituency with NCP investment opportunities.

• Collaborate with the executive management on developing and implementing sound and pertinent IT,

technological and security programs and processes, cybersecurity initiatives, and internal controls.

• Provide guidance to congregations and individuals on the developments and preparation of NCP loan

application packets. Gather, analyze, and interpret financial information for NCP leadership and key

constituency.

• Deliver consultation to churches and their leadership on facility design, location searches and property

developments including the review of leases, purchase or sale agreements or other real estate contracts.

• Monitor and advise on real estate trends and market analysis within the 11 regions NCP provides its services.

• Formulate reports, proposals, and additional presentations, as warranted to facilitate engagement of

stakeholders.

• Engage in a professional, hospitable, and courteous manner in NCP's electronic, phone and in-person

communication.

• Other duties as assigned by President.

Education and Experience

Required: Bachelor's degree in business, economics, finance or accounting, or equivalent combination of education

and experience. At least ten (10) years of related banking and financial services experience, including management

of financial staff, extensive working knowledge of and/or involvement in banking, the commercial real estate

lending field, financial analysis, and general management of financial investments. High proficiency in computer

and internet technology. Expert knowledge and experience with standard and not-for-profit accounting principles

along with a high level of customer service emphasis. As all investment products offered by NCP are legally

considered "securities," the candidate must be able to hold a minimum of a Series 63 Securities License (or received

within the first 90 days of employment). Preferred: Personal engagement with the Evangelical Covenant Church.

Personal Skills and Characteristics

• Personal and demonstrated Christian faith. Personal membership in a Covenant church is strongly encouraged.

• Willingness to fully support the mission and ministry of the Evangelical Covenant Church at the denominational,

regional conference and local congregational levels, as well as affiliated entities and ministries.

• Demonstrated leadership skills, with proven ability to lead complex organizations and experience managing and

developing high-performance team and driving growth in a changing environment.

• Effectively communicates in written and verbal forms in person and via communication mediums.

• Works well under pressure and is able to accurately accomplish multiple tasks, with conflicting priorities and

timelines. Ability to track and report progress on a wide range of tasks, queries, requests simultaneously.

• Uses critical thinking skills to exercise discretion and independent judgement, applying logic and reasoning to

identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to address

challenges.

• Self-starter and ability to work independently.

• Excellent management and people skills to embrace diversity of schedules, backgrounds, formats, contexts, etc.

• Capable of managing stress by accepting criticism, engaging in conflict resolution, dealing calmly and effectively

with high stress situations. Maintains flexibility in approach and adjusts actions when appropriate.

• Mastery of Office 365 and other analytic tools. Working knowledge of Microsoft and Windows applications,

CRM databases and management, and web technologies.

• Strong organization, prioritization, and time-management skills are evident.

• Excels in attention to detail with high level of accuracy in preparation of financial transactions, written

documents, reports, and correspondence. Good understanding of GAAP standards and practices.

• A team player that ensures caring and excellent customer service to all stakeholders.

• Ability to operate with discretion and confidentiality at all times, especially related to information security and

account holder's personal identifiable information.

Environment Conditions

Able to work well in professional office setting, occasionally work remotely as well as evenings and weekends.

Frequently travel domestically, up to 25-35%. Must be versatile and able to work for prolonged segments sitting or

standing. Must engage frequently with office tools and equipment, such as computers, copiers, phone, web conferencing

equipment, cell communication, printers, calculators, scanners, etc. Must be able to occasionally lift

or move items, less than 35 lbs.



Compensation details: 00 Yearly Salary



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Typical senior pay: $116k for First-Line Supervisors of Firefighting and Prevention Workers nationally

National salary averages
Expected senior-level
$116k
Entry
Mid
Senior
Expected
$54k Market range (10th-90th percentile) $142k

Senior roles pay 61% more than entry—experience is well rewarded.

Balanced market

Standard dynamics. Preparation and demonstrated value matter most.

Hiring leverage
Balanced
Wage leverage
Balanced
Mobility
Moderate

Where to negotiate

Base salary
Sign-on bonus
Title / level
Remote flexibility
Scope & responsibility
Start date / PTO

Likely Possible Unlikely

Does this path compound?

Job Growth →
High churn
Growth, flat pay
🚀 Compound
Growth + pay upside
⚠️ Plateau
Limited growth
Specialize
Experts earn more
Pay Upside →
Expertise pays off

Limited new roles, but specialists earn significantly more.

+3%
10yr growth
Typical: Postsecondary nondegree award

Openings come from turnover, not new growth. Differentiate to advance.

Labor data: BLS 2024