Commercial Lender at American National Bank of Texas

DescriptionThe Commercial Lender is accountable for business development and sales of the bank's products and services. The Lender is also responsible for developing and managing a loan portfolio, working with others in facilitating the underwriting and loan closing processes.Calls on potential or existing customers to develop new business and increase or retain existing business Makes and services a wide variety of business and individual loans, both secured and unsecured Cross-sells bank products and services Interviews applicants, typically at their place of business, to develop credit information in order to determine if a loan is an acceptable risk Develops strong centers of influence and serves within community organizations and functionsManages a $5-$8+ million loan portfolio, and expands existing relationships within the portfolio Makes decisions on loans and terms within established lending limits or makes recommendations to a supervisor Follows current loan and credit lines to ensure complete compliance with termsRequires work on physical bank premisesQualifications:Bachelor's degree in business or banking preferred4 - 6 years of formal credit training with commercial lending experienceMust be fluent in SpanishSkills:Working knowledge of Microsoft Office; moderate math and writing skills; strong presentation and follow up abilitiesTravel to a variety of locations to perform work and/or attend meetings as requiredWork occasionally requires more than 40 hours per week to perform the essential functions of the positionMust be able to travel regularly from location to locationLifting in an office setting may be required up to 30 lbs.Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.