Commercial Portfolio Manager at Partners Bank

Commercial Portfolio Manager

Department: Commercial Lending
Reports to: VP Senior Commercial Lender
Supervises: None
Status: Exempt

Must already be authorized to work in the United States. Relocation is not provided.

Partners Bank is a rapidly growing community bank with operations in Maine and New Hampshire that has established superior service level expectations. We offer generous compensation and benefits while fostering opportunities for growth and flexible work schedules when appropriate.

Summary: The Commercial Portfolio Manager supports the Bank's Commercial Bankers by completing activities to help monitor the existing loan portfolio, analyze new lending opportunities and close loans in accordance with established lending objectives, policies and procedures. This position shall work closely with the Commercial Bankers to provide a high level of support and analysis of commercial credit relationships.

Job Requirements:

• Bachelor's degree in finance, business of related field and or equivalent experience in education or related field.
• Minimum of five years' experience in the financial field.
• Experience in credit analysis, preferably in a commercial loan environment.
• Knowledge of commercial lending policies and procedures.
• Good communication and sales skills.
• Strong organizational skills and the ability to work independently.
• Excellent problem-solving skills.

Specific Job Functions:

• Monitor commercial loan portfolios consistent with the loan policy, identify and report exceptions, and ensure that credit requests are presented to the proper lending authority.
• Work closely with commercial bankers, credit department, loan servicing, administrative staff and customers in handling customer requests, maturities and renewals, management of delinquent relationships and servicing of customer relationships.
• Works closely with Credit Department to submit requests for appraisal and environmental reports; new loan requests; annual review requests, etc.
• Analyze new requests with Commercial Bankers.
• Provide primary portfolio support for Commercial Bankers and administrative staff in review of documents for loan closings and attend loan closings as needed.
• Assist the Commercial Bankers and CLA team with risk rating evaluation, credit memos, review memos, loan covenant testing, insurance and document deficiency resolutions.
• Work with Commercial Bankers and CLA team to ensure proper credit and collateral file documentation including timely collection and analysis of financial statements.
• Community involvement to promote bank products and services i.e.: Rotary, Kiwanis or other Civic groups.

This Job Description describes the essential functions and qualifications of the job described. It is not an exhaustive statement of all the duties, responsibilities or qualifications of the job. This document is not intended to exclude modifications consistent with providing reasonable accommodations for a disability. This is not a contract.

Your signature indicates that you have read this Job Description and understand the essential functions and qualifications for the job.

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