Counsel TD Auto Finance at TD Bank

Work Location:Southfield Michigan United States of AmericaHours:40Pay Details:$140000 - $231000 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Line of Business:LegalJob Description:Department Overview:The TD Auto Finance Legal team supports TD Auto Finance a division of TD Bank N.A. by providing strategic legal guidance and operational support. The team works closely with leaders across Credit Funding Product Dealer Services Loan Servicing Collections Compliance Privacy and other areas to help enable responsible growth while managing legal risk.Depth & Scope:Provides consistent and sound legal advice in a clear concise and responsive manner by taking initiative to develop legal knowledge and skill; knowing relevant substantive law identifying legal issues; knowing the business and its products operations strategy risk appetite and regulatory environment; owning the role of interpreting legal requirements through a balanced understanding of the law and business context to formulate relevant legal theories; and identifying business issues and policies related to the legal requirements describing legal issues and options to the clientIdentifies conflict situations and brings more senior lawyers into the decision-making process as appropriate by identifying situations when actions that the business unit wants to take conflicts with TDs risk appetite and discusses with client how particular actions might be inconsistentEffectively contributes to and/or leads negotiations and conflict resolutions by gathering supportive information in preparation for the negotiation understanding the dynamics of the process and displaying an effective combination of firmness tact patience and respect in dealing with all parties involvedEducation & Experience: Bachelors degree requiredJD from accredited law school required5 Years of related experienceAdmission to appropriate State Bar in good standing and licensed to practice law in the StateBasic understanding of banking/financial services operations and issuesAbility to simplify problem solve multitask and work effectively against deadlinesIntegrity and high moral standardsStrong negotiation and conflict resolution skillsStrong legal research and analysis skillsDetail orientedMust be able to apply legal knowledge to the businessAbility to exercise sound judgmentExcellent oral and written communication skillsStrong teamwork and client skillsHighly motivatedMay supervise administrative and paralegal staff and junior attorneysPreferred Qualifications: Working knowledge of TILA TCPA SCRA UDAAP FTC and FCRA regulations privacy laws and anti-money laundering and sales/origination compliance requirementsExperience with analyzing and interpreting federal and state laws impacting the auto finance industryExperience with reviewing automotive finance contracts and optional product agreements (e.g. retail installment sale contracts credit agreements GAP waivers and vehicle service contracts)Familiarity with laws and regulations governing repossession collections and bankruptcy a plusPhysical Requirements:Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%Domestic Travel OccasionalInternational Travel OccasionalPerforming sedentary work ContinuousPerforming multiple tasks ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds OccasionalSitting ContinuousStanding OccasionalWalking OccasionalMoving safely in confined spaces OccasionalLifting/Carrying (under 25 lbs.) OccasionalLifting/Carrying (over 25 lbs.) NeverSquatting OccasionalBending OccasionalKneeling NeverCrawling NeverClimbing NeverReaching overhead NeverReaching forward OccasionalPushing NeverPulling NeverTwisting NeverConcentrating for long periods of time ContinuousApplying common sense to deal with problems involving standardized situations ContinuousReading writing and comprehending instructions ContinuousAdding subtracting multiplying and dividing ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.Who We Are:TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn moreAdditional Information:Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.Colleague Development If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.Training & OnboardingWe will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.Interview Process Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationTD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process. Key Skills Eclipse,HR Administration,Fabrication,Core Banking,Entry Level Employment Type : Full-Time Experience: years Vacancy: 1 Monthly Salary Salary: 140000 - 231000