CSB Credit Specialist II REITsCRE FundsCapital Call Facilities at TD Bank

Work Location:New York New York United States of AmericaHours:40Pay Details:$120000 - $198000 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Line of Business:Personal & Commercial BankingJob Description:Department Overview:The CSB Credit Specialist II - REITs CRE Funds and Capital Call Facilities Credit will independently manage an existing portfolio and underwrite new credits to public REITs private CRE funds and Capital Call Facilities to CRE sponsors.The above details are specific to the role which is outlined in the general description below.The CSB Credit Specialist II is responsible for ensuring quality and compliance within an assigned portfolio supporting new business development while applying credit risk policy and adhering to TDBG risk appetite. The CSB Credit Specialist II performs the credit underwriting and credit administration functions. The CSB Credit Specialist II works to achieve credit management objectives within the team. The job works closely with the Relationship Manager and Credit Officer to ensure consistency with the TD Bank Groups Risk Appetite Principles including establishing the Borrower Risk Ratings and Facility Risk Ratings for new and existing credit relationships.Depth & Scope:Performs in depth credit analysis for which a majority of accounts consist of; highly diverse portfolios at the highest complexity; large pieces of a much bigger client portfolio that may include other institutions and input; risk factors that create large variables to create decisions on portfoliosPerforms in depth credit analysis in partnership with Relationship Manager on potential and existing customers to determine alignment with TD Bank products/structure TD Credit Risk Appetite and credit policies/underwriting guidelinesPartners with the Relationship Manager on potential structure proposals that are in alignment with TD Bank products/structure TD Credit Risk Appetite and credit policies/underwriting guidelinesAttends site visits and prospect/customer calls as needed or as requestedWith support from the Credit Analyst prepares credit applications for new and existing borrowers; Applications shall include new transactions extensions modifications renewals and Annual ReviewsEnsures applications provide a high quality of risk assessment credit structure due diligence and credit presentation and adheres to AIRB methodology and addresses TD Banks profitability objectivesManages the timely approval documentation preparation and negotiation and closing of new and existing transactionsBe knowledgeable of and operate within the applicable regulatory and compliance guidelines/policies & procedures (including but not limited to: AML Privacy Firewalls Systems & Information Security FCAC etc.) and ensures that all staff complete required compliance attestations/training within required timelinesEnsures the managed portfolio is comprehensively monitored and controlled adhering to and administered within approved guidelines and in line with established operating policies and proceduresInterprets and applies TDs risk management strategy (both credit and operational)Understands changing market conditions and remain knowledgeable of relevant industry issuesManages aspects of the customer relationship including but not limited to reviewing reports and delinquencies sign off of covenant compliance forms and determining strategy if failures occur completing monthly monitoring; overseeing Credit Analysts that will provide support in these responsibilitiesEducation & Experience: 4 year Undergraduate degree; advanced degree in financial discipline preferred other advanced degree considered7 years experience in related fieldExcellent credit underwriting and administration skills; considered subject matter expert in complex credit understandingSuperior ability to identify and mitigate riskAbility to provide value-add structuring alternatives for highly complex creditsStrong written and excellent verbal communication skills with solid business acumenSolid interpersonal skillsCustomer focusedStrong planning and organizational skillsAbility to problem solve in more complex situationsTechnologically proficientPhysical Requirements:Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%Domestic Travel OccasionalInternational Travel NeverPerforming sedentary work ContinuousPerforming multiple tasks ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds OccasionalSitting ContinuousStanding OccasionalWalking OccasionalMoving safely in confined spaces OccasionalLifting/Carrying (under 25 lbs.) OccasionalLifting/Carrying (over 25 lbs.) NeverSquatting OccasionalBending OccasionalKneeling NeverCrawling NeverClimbing NeverReaching overhead NeverReaching forward OccasionalPushing NeverPulling NeverTwisting NeverConcentrating for long periods of time ContinuousApplying common sense to deal with problems involving standardized situations ContinuousReading writing and comprehending instructions ContinuousAdding subtracting multiplying and dividing ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.Who We Are:TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. As an organization we keep growing and so will you.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn moreAdditional Information:Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.Colleague Development If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.Training & OnboardingWe will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.Interview Process Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationTD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.Required Experience:IC Key Skills Employee Evaluation,Facilities Maintenance,Maximo,Facilities Management,HVAC,Mechanical Knowledge,CMMS,Maintenance Management,OSHA,Maintenance,Cordova,Supervising Experience Employment Type : Full-Time Experience: years Vacancy: 1 Monthly Salary Salary: 120000 - 198000