Disputes Agent at Block

It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments Cash App has gone from a simple product with a single purpose to a dynamic ecosystem developing unique financial products including Afterpay/Clearpay to provide a better way to send spend invest borrow and save to our 50 million monthly active customers. We want to redefine the worlds relationship with money to make it more relatable instantly available and universally accessible.Today Cash App has thousands of employees working globally across office and remote locations with a culture geared toward innovation collaboration and impact. Weve been a distributed team since day one and many of our roles can be done remotely from the countries where Cash App operates. No matter the location we tailor our experience to ensure our employees are creative productive and happy.The RoleCash App knows that great customer support is provided by both people and products. We are seeking a highly motivated and resourceful individual dedicated to providing world-class support by exceeding expectations through each interaction with Cash App customers.In this role you will work with customers to assist them through challenging risk experiences a critical moment for Cash App and our customers. You will educate customers on risk issues and actions centered around Cash App transactions with a primary focus on high-risk transactions. You will be empowered to assist customers by leveraging strong de-escalation skills and leaning on high-performing team members to ensure correct decisions are made and our customers feel supported.Risk Operations services Cash App and its customers from onboarding through real-time transaction monitoring to dispute processing and also maintain internal and external relationships with key service providers.Main WorkflowsResearching and filing Card DisputesChallenging Peer to Peer DisputesReconciliation of Card DisputesFraudulent ACH research and filingResponding via email to all customer dispute inquiriesMeasuring SuccessExpectations of 50-60 Customer Cases resolved a dayCases addressed within 10 business day SLA for all queuesMaintaining all cases to be challenged are 3 days out or moreWeekly Quality Assurance maintaining or exceeding 90%You WillAssist Cash App customers and internal partner teams with risk related inquiries including customer on-boarding account reviews fraudulent and other high-risk activity account takeovers and disputesConduct customer due diligence (CDD) and enhanced due diligence (EDD) to ensure authenticity completeness and accuracy of information and documentation provided by customerGeneral knowledge of banking and alternative payment channel operating rulesInvestigate dispute claims and ensure compliance with Regulation E with respect to the timeframes that govern disputed transactionsUnderstand charge-offs involving fraudulent activity and provide resolution to prevent future casesInvestigate fraud notifications to protect the institution from high-risk activity related losses and improve customer experienceCollaborate and escalate complex cases with team members for guidance/assistance as appropriateRespond promptly and exercise exceptional communication skills in an effort to optimize each contactEffectively manage cases and communication using Salesforce Service CloudUtilize strong de-escalation skills to assist customers in needMeet or exceed established service level agreements and guidelinesEstablish and ensure compliance with departmental standards and processes to increase production and accommodate work volumes toward enhanced customer satisfactionUnderstand bank operations industry trends & best practices and the rules and regulations that drive the fintech industryYou HaveFinancial services or banking industry experienceThe ability to quickly adapt to new situations and thrive in a fast-paced environmentSuperb attention to detailExcellent time-management skillsA desire for self-improvement of skills through direct leadership and peer feedbackA passion for engaging with Cash App customers and being a Voice of the CustomerStrong analytical organizational written and verbal communication skillsMust be flexible with schedule and have the ability to work non-traditional shifts including evenings and weekends as well as some holidays based on business needs.Were working to build a more inclusive economy where our customers have equal access to opportunity and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and fair chance ordinances.We believe in being fair and are committed to an inclusive interview experience including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter who will treat these requests as confidentially as possible. Want to learn more about what were doing to build a workplace that is fair and square Check out our ID page.While there is no specific deadline to apply for this role U.S. roles are typically open for an average of 55 days before being filled by a successful candidate. Please refer to the date listed at the top of this job page for when this role was first posted.Required Experience:Unclear Seniority Key Skills Computer Science,Continuous Integration,Fraud,Intake Experience,Law Enforcement,Usability,Analysis Skills,Computer Forensics,Driving,Teaching,Counterintelligence,Sass Employment Type : Full Time Experience: years Vacancy: 1