Lead Business Control Officer Credit Card at Nubank

About NuNu is one of the largest digital financial platforms in the world with more than 127 million customers across Brazil Mexico and Colombia. Guided by our mission to fight complexity and empower people we are redefining financial services in Latin America and this is still just the beginning of the purple future were building.Listed on the New York Stock Exchange (NYSE: NU) we combine proprietary technology data intelligence and an efficient operating model to deliver financial products that are simple accessible and human.Our impact has been recognized by global rankings such as Time 100 Companies Fast Companys Most Innovative Companies and Forbes Worlds Best Bank. Visit our institutional pagehttps:// the teamAs Nu continues its global expansion and continues innovating the risk landscape becomes increasingly complex. While Nubank has developed a strong Risk structure within the 2nd Line of Defense we are looking to continue strengthening our risk maturity in the 1st Line. The BCO team was therefore created to directly support the various Business Units of Nubank with managing their risks in a proactive manner with the assumption that the 2nd and 3rd lines of defense do not exist.This team is also continuously evolving and BCOs are expected to directly contribute to the development of the BCO structure by bringing their ideas to the table and help create Best in Class Risk Management in the 1st line of Defense.About the roleTo support the Credit Card Business Unit in achieving its objectives the BCOs will be expected to balance risk and business priorities. By being hands-on they will lead by example and support the teams always keeping in mind the vision that we have established: To empower the 1st line Nubankers to become proactive Risk Owners ensuring adherence to standards and protecting the interests of the company and stakeholders.To do so the BCOs follow 3 pillars of focus:Processes & Internal Controls: Ensuring that the function/BU are managing their risks thorough understanding of their processes and its control environment but also by identifying improvement opportunities in how we work. This will in turn drive more efficiency with our various partners across the various lines of Defense and showcase increased maturity.Governance Risk & Compliance: Ensuring that the function/BU are in line with internal and external regulatory and risk requirements. This showcases strong alignment with the various functions leading our internal governance allowing us to focus with more certainty on product and features development.Measuring & Reporting: Ensuring that BCOs have developed appropriate KPIs to facilitate the monitoring of the programs above and validating that functions/BUs are delivering as per the established goals.As a BCO you will be responsible forSupport/coordinate the business in managing and fulfilling its First Line Risk Management activities (Onboarding process due diligence credit and financial analysis on large corporate and payment institutions Losses & Risk Events Internal control management continuous improvement)Build relevant governance in a useful and non-bureaucratic wayDefine and rate the internal control & risk environmentProactively identify risk areas and tackle relevant remediation activitiesAdd a risk lens to strategy and product developmentDrive and complete documentation activities to minimize single point sensitivities and conduct process mappingWe are looking for a person that hasProven experience with Credit Card productsProduct and/or Non-Financial Risk knowledgeHigh-level SOX knowledge is a plusHands-on and take ownership where possibleIndependence and proactivityAbility to build strong relationships with all levels of the organizationGood communication skills (concise and clear)Wants to improve and challenge the status quoAbility to challenge the various Lines of DefenseEnglish language proficiencyOur BenefitsOpportunity of earning equity at NuMedical InsuranceDental and Vision InsuranceLife Insurance and AD&DExtended maternity and paternity leavesNucleo - Our learning platform of coursesNuLanguage - Our language learning programNuCare - Our mental health and wellness assistance programExtended maternity and paternity leaves401KSaving Plans - Health Saving Account and Flexible Spending AccountWork-from-home AllowanceRelocation Assistance Package if applicableLocation for this opportunityPalo Alto United StatesMiami United StatesWashington DC United StatesWork Model for this RoleHybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week on strategic days designed to maximize team connection and collaboration. For more details visit how we build technology at Nubank: Listen to our stories on Spotify Required Experience:Unclear Seniority Key Skills Cyber Security,Christmas Temporary,Attorney,Inspection,Embedded C Employment Type : Full Time Experience: years Vacancy: 1