Loan Documentation Specialist at American Bank

Position Summary:

Responsible for preparing and processing, and/or reviewing loan documentation for all new loans and loan modifications, ensuring accuracy and compliance of loan documents, and meeting time/date production requirements.

Job Responsibilities:

Review loan requests to ensure accurate documentation and information has been provided; pre-closing documents, title commitments, HUDs, Exhibit A's, etc.

Coordinate closing dates/times with lenders and attorneys

Prepare loan documents in LaserPro for all types of closings (commercial, consumer, TRID, SBA/USDA, etc)

Understand and recognize when exceptions to bank policy and procedures are present and address accordingly

Adhere to BSA and bank policy; state and federal compliance and lending regulations

Verify collateral and insurances for all loan renewals

Complete pre- and post-closing checklists to ensure efficacy of loan documentation

Be available to cross train and assist in other loan operations responsibilities

Review entity documentation to determine individual authorized to execute documentation

Order flood determinations and obtain payoffs, as needed

Review loan documents created by loan assistants and processors for accuracy and completeness, and provide recommendations

Review documents loaded into Spark and information entered into LaserPro to ensure accurate documentation

Review SBA/USDA loan documentation

Prepare loan review checklist to document full findings of review

Provide Preparer a list of corrections needed, instructions on how to correct errors, and additional information on why the corrections are needed

Assist customers and/or branch personnel as needed with questions pertaining to loan information

Consistently support the Bank and its core values

Follow all policies and procedures

Additional duties may be assigned by supervisor

Requirements:

High school diploma or equivalent

2+ years experience with LaserPro

Knowledge of LaserPro administration

2+ years experience in loan operations (specifically loan closing and documentation)

Knowledge of SBA/USDA lending preferred

Knowledge of consumer and commercial lending, loan and lien documentation, and state and federal compliance and lending regulations

Knowledge of entity structures and proper documentation

Advanced knowledge of FDM

Exceptional verbal, written, and interpersonal communication skills

Proficient operation of Microsoft Office software, computers, and the ability to navigate software

Excellent time management skills and ability to handle multiple priorities and projects, and adapt to changing deadlines

Ability to work independently while having a strong commitment to team orientation

Excellent organizational, critical thinking, analytical, and problem-solving/decision-making skills

Detail oriented

Ability to comprehend new training, and adapt to changes in regulations, policies, and procedures

Benefits:

Medical, Dental, and Vision Insurance

Company Provided Life and Disability Insurance

Paid Time Off

Robust referral incentive program

401(k) with Employer Match

Tuition and Professional Development Assistance

American Bank is built on a commitment to treating both our customers and employees like family, and we take pride in being a true community bank. As a locally focused institution, we are deeply invested in the communities we serve-supporting local businesses, building lasting relationships, and contributing to the growth and well-being of our neighbors. Our decisions are guided by a personal understanding of our customers' needs and a genuine desire to make a positive, local impact.

We value dedication and innovation, fostering an environment where every employee understands their importance and shares in the success of the organization. At American Bank, you'll have the opportunity to grow your career while enjoying a supportive, team-oriented workplace, competitive compensation and benefits, and the chance to make a meaningful difference in the communities we call home.

American Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, protected veteran status, or any other protected category under applicable law.