Manager, Credit Risk Management at T-Mobile USA, Inc.

At T-Mobile, we invest in YOU! Our Total Rewards Package ensures that employees get the same big love we give our customers. All team members receive a competitive base salary and compensation package - this is Total Rewards. Employees enjoy multiple wealth-building opportunities through our annual stock grant, employee stock purchase plan, 401(k), and access to free, year-round money coaches. That’s how we’re UNSTOPPABLE for our employees! As a Manager within the Credit Risk Management team, you will be required to wear multiple hats. You must have a strong blend of analytical skills, project management, presentation skills, and ability to develop strong partnerships/relationships with key business partners. You will be leading projects or initiatives to identify new credit segmentation opportunities to drive enhancements to our credit decision process and policies. You will work closely with the Credit Risk Management team, the Financial Services organization, and corporate functional teams developing new product concepts or strategies to help manage risk.You must be able to manipulate large amounts of data, extract key insights from the data using statistical concepts, and then clearly and concisely communicate actionable recommendations based upon your insights. In many cases, you will manage projects at various stages from idea or hypothesis generation to development and implementation, including being responsible for project management plans and timelines. You will be expected to provide leadership at the concept and process level to guide projects and initiatives to completion.ResponsibilitiesExtract and analyze data from multiple disparate sources and data with varying degrees of qualityUtilize statistical segmentation techniques to identify new opportunitiesPerform complex qualitative and quantitative analysis of credit polices to pursue specific financial and credit goalsDevelop complete business cases for new opportunities, inclusive of financial modeling and forecastsDevelop underwriting or portfolio credit decision strategiesDevelop or contribute to the development of complex predictive analytical models (risk, loss, decision)Evaluate new risk products (data-only or data-driven solutions) offered by external vendors or partnersPerform trend, regression analysis and key metric forecasting Superior time management skills and project management fundamentals (schedule and resourcing) Qualifications - Minimum Required5+ years of quantitative analytic modeling experience or comparable process management experience.Bachelor’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree3+ years of Credit or Collections risk management experience, preferably with a credit card issuerBA/BS in Finance, Economics, Mathematics. Statistics or related degreeProficiency in SAS or other statistical/analytical programming languagesAdvanced skills in Excel, Word, PowerPoint, required.Superior communication, organization and presentation skillsQualifications - DesiredMaster’s Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degreeBasic to intermediate proficiency in SQL, C++ or PythonProject Management experience preferredWireless/Telecom experience a plus.Experience with credit risk decision engine software and platform solutions#LI-CorporateAt least 18 years of ageLegally authorized to work in the United StatesTravel:Travel Required (Yes/No): NoDOT Regulated:DOT Regulated Position (Yes/No): NoSafety Sensitive Position (Yes/No): NoBase Pay Range: $112,500 - $202,900Corporate Bonus Target: 15%The pay range above is the general base pay range for a successful candidate in the role. The successful candidate’s actual pay will be based on various factors, such as work location, qualifications, and experience, so the actual starting pay will vary within this range.At T-Mobile, employees in regular, non-temporary roles are eligible for an annual bonus or periodic sales incentive or bonus, based on their role. Most Corporate employees are eligible for a year-end bonus based on company and/or individual performance and which is set at a percentage of the employee’s eligible earnings in the prior year. Certain positions in Customer Care are eligible for monthly bonuses based on individual and/or team performance. To find the pay range for this role based on hiring location, click here .At T-Mobile, our benefits exemplify the spirit of One Team, Together! A big part of how we care for one another is working to ensure our benefits evolve to meet the needs of our team members. Full and part-time employees have access to the same benefits when eligible. We cover all of the bases, offering medical, dental and vision insurance, a flexible spending account, 401(k), employee stock grants, employee stock purchase plan, paid time off and up to 12 paid holidays - which total about 4 weeks for new full-time employees and about 2.5 weeks for new part-time employees annually - paid parental and family leave, family building benefits, back-up care, enhanced family support, childcare subsidy, tuition assistance, college coaching, short- and long-term disability, voluntary AD&D coverage, voluntary accident coverage, voluntary life insurance, voluntary disability insurance, and voluntary long-term care insurance. We don't stop there - eligible employees can also receive mobile service & home internet discounts, pet insurance, and access to commuter and transit programs! To learn about T-Mobile’s amazing benefits, check out www.t-mobilebenefits.com . Never stop growing!As part of the T-Mobile team, you know the Un-carrier doesn’t have a corporate ladder-it’s more like a jungle gym of possibilities! We love helping our employees grow in their careers, because it’s that shared drive to aim high that drives our business and our culture forward. By applying for this career opportunity, you’re living our values while investing in your career growth-and we applaud it. You’re unstoppable!T-Mobile USA, Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age, race, ethnicity, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, religious affiliation, marital status, citizenship status, veteran status, the presence of any physical or mental disability, or any other status or characteristic protected by federal, state, or local law. Discrimination, retaliation or harassment based upon any of these factors is wholly inconsistent with how we do business and will not be tolerated.Talent comes in all forms at the Un-carrier. If you are an individual with a disability and need reasonable accommodation at any point in the application or interview process, please let us know by emailing [email protected] or calling 1-844-873-9500 . Please note, this contact channel is not a means to apply for or inquire about a position and we are unable to respond to non-accommodation related requests.