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First Horizon Bank

FHNF ASSET/LIABILITY SPECIALIST at First Horizon Bank

First Horizon Bank Memphis, TN

Job Description

This position supports FHN Financial's depository clients by analyzing asset/liability positions and assisting in the measurement and management of depository institutions' interest rate risk. The role combines hands-on A/L modeling, data validation, and clear communication of balance sheet risk insights to internal senior management and clients. Key Responsibilities: Gather client-specific data; prepare, load, and validate inputs in FHN Financial's internal A/L modeling software. Verify the accuracy of model outputs; reconcile discrepancies and document assumptions and findings. Develop a strong understanding of client balance sheet risk and translate model results into clear, actionable insights. Communicate results and recommendations to internal senior management and clients in a concise and professional manner. Produce and maintain reporting and workpapers that support interest rate risk analysis and periodic reviews. Collaborate effectively with internal teams and external clients to support ongoing model cycles, updates, and special analyses. Contribute to process improvements that enhance data quality, efficiency, and client experience. Minimum Requirements: Bachelor's degree in business, finance, economics, or a related field preferred. High proficiency with Microsoft Excel; proficiency with other Microsoft Office applications (Word, PowerPoint) required. Strong analytical, quantitative, and problem-solving skills with high attention to detail. Effective written and verbal communication skills; ability to work directly with various clients (both internal and external). Ability to manage multiple priorities and deliver accurate work within deadlines in an onsite work environment (Memphis, TN office). Preferred Qualifications: 3 to 5 years of experience in bank asset/liability management, interest rate risk, treasury, or financial modeling. Familiarity with A/L or ALM modeling platforms and data reconciliation. Exposure to interest rate risk concepts and metrics (e.g., earnings and economic value sensitivities, shock/stress scenarios). Experience with data analysis tools (e.g., advanced Excel functions; SQL or BI tools a plus). Location: Memphis, TN (Onsite) About the Team: ALM Advisors operates within FHN Financial, a division of First Horizon Bank. The team provides consulting and analytics that support our clients' balance sheet management, interest rate risk assessment, and strategic planning. About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com . Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube

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