Mortgage Consultant at Peoples Bank

Build Your Future Here:Thinking of changing jobs or starting your career at a growing company with an award-winning culture Well you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank we will work together to help you achieve your career goals just like we help thousands of clients reach their financial goals.Peoples Bank is one of the largest 150 banks in the United States with 130 full-service bank branches in Ohio West Virginia Kentucky Virginia Washington D.C. and also have Specialty Finance offices in Minnesota Missouri and Vermont. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation has donated over $8 million to local organizations since its inception in 2003.We are proud to share national accolades that celebrate our company culture and recognize us as a great place to bank and work:American Banker Best Banks to Work For inand 2025Top Workplaces USA national award inand 2025Newsweeks Americas Best Banks 2023 and 2024Newsweeks Americas Greatest Workplaces 2024 and 2025Forbes Americas Best Banks 2024 and 2025Forbes Best-in-State Banksand 2025TIMEs Americas Growth Leaders 2026 award winnerAt Peoples Bank we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associates life. Thats why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match employee stock purchase plan various education assistance programs such as student loan and tuition paydown/reimbursement paid vacation and holidays and much more. For full details of our benefits offerings please visit: associates are each accountable for living the culture and values of the organization. This includes ensuring actions and behaviors create a positive and collaborative work environment always acting with integrity and professionalism and providing extraordinary customer service. Our goal is for you to be successful; to that end being reliable in terms of ensuring you are at work on time and work your schedule as well as actively pursuing your performance objectives will be fundamental in your contributing to the teams success as well as the organization.Job PurposeThe Residential Mortgage Consultant solicits residential mortgage and home equity loan business to meet defined production objectives. The Consultant will develop and nurture an extensive network of mortgage loan referral sources including retail branch partners realtors builders and other center-of-influence professionals (CPAs Attorney Financial Planners). They will also be an active member of the community in which they live or work and will provide consumer education product knowledge and support to promote homeownership within their community. The Mortgage Consultant will understand all of the residential mortgage and home equity products the bank offers and will understand and remain current on the regulations (Regulation Z Regulation B Home Mortgage Disclosure Act RESPA etc.) governing the mortgage lending industry. As a trusted professional to the home loan applicant they will provide exceptional customer service through all stages of the loan decision cycle from initial interview through application loan processing and loan closing. They will provide individual attention to each applicant to understand their mortgage lending needs and provide recommendations accordingly. The Mortgage Consultant has the responsibility of gathering the borrowers personal information (in-person telephone on-line or e-mail) and inputting it into the banks loan origination system. The Mortgage Consultant will further assist customers by identifying and understanding their needs for non-mortgage bank products. Relying on their established internal partner network and through the use of the banks sales referral system the Mortgage Consultant will facilitate referrals to other lines of business. Job DutiesConsistently meet or exceeds established production referral and customer satisfaction objectivesMeet with prospective borrowers to discuss lending options review the borrowers financial and credit information and present mortgage loan productsResponsible for offering the best possible customer experience as well as providing guidance on product optionsEnter complete and thorough application information into the loan origination systemContact the applicant to collect all supporting documentation required for a complete loan package and uploading into the loan origination system as necessaryActively communicate with prospective borrowers during the application process either in person by phone or electronically. Manage loan pipeline proactively keeping borrowers up to date on the status of their loan requestServe as trusted advisor to other lines of business by attending market team meetings and by participating in joint sales call effortsCollaborate with the loan fulfillment team to ensure key process milestones are met regulations are adhered to and the loan is processed efficientlyUncover client financial needs through the mortgage interview process and make referrals through the sales referral systemContact all incoming mortgage referrals and keep sales referral system up to dateDemonstrates initiative in developing a broad referral network of retail partners realtors and other professionals/centers of influence; may involve cold-calling and/or prospectingParticipate in community activities/organizations that promote the bank and homeownership including hosting or presenting first-time home buyer or home ownership principles seminars to agencies or members of the communityAttends and participates in Consumer Lending meetings as required by managementSupports other Mortgage Consultants as necessaryWill perform special projects as assignedEducation Experience and Job SkillsApplicant must have strong sales ability computer skill sets appropriate for the job and the ability to obtain their NMLS license.2 year college degree required Bachelors degree preferredExceptional time management skills and proven ability to manage a dynamic pipelineExcellent communication skills experience in public speaking preferredAbility to comprehend and analyze complex personal financial informationGood computer skills5 years of residential mortgage lending or commensurate sales experience S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site () provides the MU4R questions and registration required for employment in this position.Basic Qualifications2 year college degree required5 years of residential mortgage lending or commensurate sales experienceEqual Opportunity Employer M/F/Disabled/Vet;If you are unable to complete this application due to a disability contactto ask for an accommodation alternative application process or other inquires.Working Together. Building Success.Required Experience:Contract Key Skills Loan Origination,Sales Experience,Microsoft Office,Financial Services,Customer Service,Organizational skills,Communication skills,Military Experience,Fair Housing Regulations,Inside Sales,Outside Sales,Word Processing Employment Type : Commission Experience: years Vacancy: 1