Back to Jobs
C1

Mortgage Loan Officer at Community 1 Lending

Community 1 Lending Detroit, MI $80,000 - $200,000/year

Job Description

Community 1 Lending: Mortgage Loan Officer (NMLS Required) - Michigan

We are expanding our mortgage team and looking for a high-performing Licensed Mortgage Loan Officer (MLO) / Mortgage Originator / Residential Loan Officer to join us in our Troy, MI office, serving clients throughout Detroit and Metro Detroit.

This role is ideal for an experienced NMLS-licensed Loan Officer who thrives in a supportive, in-office environment, values strong earning potential, and wants access to a steady pipeline of qualified mortgage leads in an active housing market.

What We Offer:
  • High commission payout structure for a motivated Mortgage Loan Officer

  • Expected annual earnings range: $80,000 - $200,000+, depending on production and performance

  • Qualified mortgage leads provided through our internal lead generation system

  • Referral opportunities from our in-office real estate team

  • Professional development and career growth opportunities

  • Streamlined processing and underwriting system that allows Loan Officers to close loans faster and more efficiently

  • Collaborative, team-focused work environment

  • Benefits available after 90 days

  • Opportunity to build production volume in the Detroit and Metro Detroit mortgage market

Responsibilities:
  • Guide clients through the residential mortgage loan process from application to closing as a trusted Mortgage Loan Officer

  • Analyze borrower financial documentation, including income, credit, and assets

  • Recommend and structure appropriate mortgage loan products (Conventional, FHA, VA, etc.)

  • Maintain compliance with NMLS, federal, and state lending regulations

  • Build and maintain strong relationships with clients, real estate agents, and referral partners

  • Follow up on company-provided leads to convert prospects into funded loans

  • Manage and maintain a healthy mortgage pipeline

Requirements:
  • Active NMLS License required

  • Prior experience as a Mortgage Loan Officer, Mortgage Originator, or Home Loan Specialist preferred

  • Strong sales, communication, and customer-service skills

  • Comfortable working the phone and engaging with clients daily

  • Highly organized with strong pipeline management skills

  • Self-motivated and driven to succeed in a commission-based environment

  • Ability to work onsite in Troy, Michigan

This position is onsite in Troy, Michigan, originating loans for borrowers across Detroit, Metro Detroit, and surrounding communities.

If you're a licensed Mortgage Loan Officer seeking strong commission potential, qualified lead flow, operational support, and long-term career growth in the Michigan mortgage industry, we invite you to become part of our team.

Powered by JazzHR



PIc66be70322be-1363

$80k - $200k beats the market for Loan Officers nationally

National salary averages
$80k - $200k
↑ 89% vs typical mid-level
Entry
Mid
Senior
This job
$38k Market range (10th-90th percentile) $146k

Top performers earn significantly more—skill and negotiation matter.

Senior roles pay 102% more than entry—experience is well rewarded.

This is a strong offer—weigh total comp and growth potential.

Slight candidate advantage

Pay is responsive to skills and negotiation. Position yourself as a specialist.

Hiring leverage
Balanced
Wage leverage
Moderate
Mobility
Moderate
Durability
Mostly durable

Where to negotiate

Base salary
Sign-on bonus
Title / level
Remote flexibility
Scope & responsibility
Start date / PTO

Likely Possible Unlikely

Use competing offers and timing to your advantage.

Does this path compound?

Job Growth →
High churn
Growth, flat pay
🚀 Compound
Growth + pay upside
⚠️ Plateau
Limited growth
Specialize
Experts earn more
Pay Upside →
Expertise pays off

Limited new roles, but specialists earn significantly more.

+2%
10yr growth
Most openings come from retirements and turnover, not new positions.
A bachelor's degree is typically expected.
Typical: Bachelor's degree

Openings come from turnover, not new growth. Differentiate to advance.

Labor data: BLS 2024