Mortgage Loan Processor at Homeland Financial Network

Job Description Job Description

Mortgage Loan Processor (California - In-Office)

Location: In-Office - California
Employment Type: Full-Time

We are seeking an experienced Mortgage Loan Processor to join our in-office California team. The ideal candidate will have strong knowledge of California mortgage regulations and be comfortable managing loan files from disclosure through clear-to-close in a fast-paced environment.

Responsibilities:

• Process residential mortgage loans in compliance with CA and federal regulations
• Review borrower documentation for accuracy and completeness
• Issue initial disclosures and re-disclosures in accordance with TRID timelines
• Order and manage third-party services (appraisal, title, insurance, VOEs/VODs)
• Submit files to underwriting and clear conditions
• Maintain accurate loan notes in the LOS and communicate loan status clearly

Requirements:

• 2+ years mortgage loan processing experience in California
• Knowledge of Conventional, FHA, VA, and Jumbo products
• Familiarity with DRE and/or DFPI regulatory environments
• Strong understanding of TRID, RESPA, and mortgage compliance
• Experience with Encompass or similar LOS
• Detail-oriented with strong organizational and communication skills

What We Offer:

• Competitive compensation
• In-office team environment
• Growth and advancement opportunities

Company Description Family owned, we have been the five time recipient awarding us "The Best of the Best" top 1% mortgage company in California. Company Description Family owned, we have been the five time recipient awarding us "The Best of the Best" top 1% mortgage company in California.