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Payments Analyst at Daxko
Daxko
Birmingham, MI
Finance
Posted 0 days ago
Job Description
Are you passionate about turning complex data into clear insights that drive real business outcomes As a Payments Analyst you will be a key contributor to the success and growth of our payments this role youll dig deep into financial and operational performancereviewing merchant statements modeling pricing scenarios evaluating ROI and uncovering opportunities to enhance revenue and profitability across our portfolio.Youll work closely with leadership including direct collaboration with our Chief Payments Officer to influence pricing strategies optimize financial performance and support long-term initiatives. From reconciling residual statements to identifying revenue leakage your work will shape how we scale and strengthen our payments ecosystem.If you enjoy analytical problem-solving thrive in a fast-paced environment and want your insights to impact key business decisions this role offers an exciting and meaningful opportunity.Essential Duties & ResponsibilitiesAnalyze credit card processing statements to evaluate effective rates fees and margins.Conduct rate comparisons using market benchmarks and internal buy rates.Build pricing scenarios (interchange-plus tiered flat-rate) to model merchant savings and opportunities.Deliver data-driven ROI analyses to support retention strategies and client growth.Review and reconcile monthly processor residual statements.Identify escalate and help resolve revenue leakage underpayments or payout discrepancies.Track and validate residual payouts across multiple partners and portfolios.Produce monthly and quarterly residual reporting packages for leadership.Analyze interchange categories and card brand fees to uncover optimization opportunities.Evaluate the impact of card brand rule changes on portfolio performance.Partner with leadership on strategic projects M&A analyses and revenue forecasting.Build and maintain pricing templates models and merchant proposals.Support Salesforce workflows tied to merchant pricing and residuals.Present monthly and quarterly portfolio performance insights to the Payments Leadership Team. Qualifications : Required Skills & AbilitiesStrong collaboration skills and the ability to build effective partnerships across teamsSolid understanding of credit card processing interchange and ISO/processor residualsExcellent customer service abilities including patience empathy and professionalismStrong critical-thinking and problem-solving capabilitiesAbility to work independently and manage multiple prioritiesAdvanced Excel skills and experience with Power BI (or similar BI tools)Strong quantitative background with the ability to manage complex financial analysesExperience handling customer or partner escalationsRequired Education & ExperienceBachelors degree in Business Finance or related fieldor equivalent practical experience2 years of experience in credit card processing ISO or the acquiring industryStrong knowledge of merchant pricing structures interchange and card brand feesHands-on experience with merchant statement analysis and residual reportingFamiliarity with Daxkos payments products and servicesPreferred Qualifications3 years of experience in credit card processing ISO or acquiringExperience with both credit card and ACH processingPrior work in the credit card processing businessExpertise with ISOs Fiserv or StripeAdditional Information : The the pay range for this role is $53950 - $76050 annually. Where you fall within the pay range is based on how you demonstrate the attributes and competencies required for the role. We mostly reserve the upper half of our compensation bands for internal addition to base salary we offer a comprehensive benefits package performance-based incentives and opportunities for growth.#LI-RemoteDaxko is dedicated to pursuing and hiring a diverse workforce. We are committed to diversity in the broadest sense including thought and perspective age ability nationality ethnicity orientation and gender. The skills perspectives ideas and experiences of all of our team members contribute to the vitality and success of our purpose and values.We truly care for our team members and this is reflected through our offices and benefits and great perks. These perks are only for our full-time team members. Some of our favorites include: Flexible paid time off Affordable health dental and vision insurance options Monthly fitness reimbursement 401(k) matching New-Parent Paid Leave Casual work environments Remote workAll your information will be kept confidential according to EEO guidelines.Remote Work : YesEmployment Type : Full-time Key Skills Google Analytics,Fund Management,Apparel,Bus Driving,Banquet Server Experience: years Vacancy: 1
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