Post Closing TRID Quality Assurance Analyst II at Truist Bank

The position is described below. If you want to apply click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application youll be invited to create a profile which will let you see your application status and any communications. If you already have a profile with us you can log in to check status.Need HelpIf you have a disability and need assistance with the application you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries wont receive a response).Regular or Temporary:RegularLanguage Fluency: English (Required)Work Shift:1st shift (United States of America)Please review the following job description:Perform comprehensive TRID quality analysis of Retail and Home Mortgage Direct (HMD) operations for all investors insurers and regulators. Ensure TRID quality of Retail and HMD are performed with adherence to all regulatory investor and bank policy guidelines.ESSENTIAL DUTIES AND RESPONSIBILITIESFollowing is a summary of the essential functions for this job. Other duties may be performed both major and minor which are not mentioned below. Specific activities may change from time to time.1. Validate/review loans by performing a comprehensive loan level review and compliance analyses of mortgages (Retail and HMD) for adherence to all investors insurers federal regulations and Truist.2. Review all Loan Estimates issued at loan level by performing a comprehensive change in circumstance review for adherence to all regulatory compliance and Truist guidelines.3. Validate/review the Closing Disclosure for accuracy and completeness to ensure all regulatory and risk requirements of the TRID rule are met while following all other regulatory and investor guidelines.4. Review loans for regulatory compliance with Regulation Z and remedy any violations found.5. Review title commitment purchase contract appraisal all Settlement Agent documentation invoices statements loan disclosures and loan estimates to determine all Borrower fees reflected on the Closing Disclosure appear in the correct section and are held to the appropriate tolerance limits per regulatory compliance and Truist guidelines.6. Identify correct and remedy any clerical numerical and tolerance defects by issuing a corrective Closing Disclosure and/or refund to Borrower within 60 calendar days of closing.7. Perform root-cause analysis to provide feedback for TRID Operations Manager to partner with appreciate line of business (LOB) to help reduce and eliminate any bank monetary risk.8. Ensure quality productivity standards are met improvements are made where necessary and remediation follow-up is accomplished per internal/external audit findings.QUALIFICATIONSRequired Qualifications:The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.1. Bachelors degree or equivalent education and related training2. Five or more years of mortgage operation experience and/or previous positions requiring analysis and/or compliance experience3. Knowledge of regulatory changes compliance requirements investor and loan program guidelinesPreferred Qualifications:1. Underwriting and/or Mortgage Closing experience2. FHA/VA/USDA/CP and Government DAP program experienceOTHER JOB REQUIREMENTS / WORKING CONDITIONSSitting/Standing/Walking/Bending/Lifting Sitting (if checked indicate frequency) Constantly (More than 50% of the time) Standing (if checked indicate frequency) Choose an item. Walking (if checked indicate frequency) Choose an item. Bending (if checked indicate frequency) Choose an item. Lifting (if checked indicate pounds) Choose an item. Visual / Audio / SpeakingAble to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone. Manual Dexterity / KeyboardingAble to work standard office equipment including PC keyboard and mouse copy/fax machines and printers. AvailabilityAble to work all hours scheduled including overtime as directed by manager/supervisor and required by business need. Travel (Must select one)Minimal and up to 10%General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits though eligibility for specific benefits may be determined by the division of Truist offering the offers medical dental vision life insurance disability accidental death and dismemberment tax-preferred savings accounts and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment along with 10 sick days (also prorated) and paid holidays. For more details on Truists generous benefit plans please visit our Benefits site. Depending on the position and division this job may also be eligible for Truists defined benefit pension plan restricted stock units and/or a deferred compensation plan. As you advance through the hiring process you will also learn more about the specific benefits available for any non-temporary position for which you apply based on full-time or part-time status position and division of work.Truist is an Equal Opportunity Employer that does not discriminate on the basis of race gender color religion citizenship or national origin age sexual orientation gender identity disability veteran status or other classification protected by law. Truist is a Drug Free Workplace.EEO is the Law E-Verify IER Right to WorkRequired Experience:IC Key Skills Test Cases,SQL,Quality Assurance,Agile,TFS,Jira,Software Testing,Test Automation,Cucumber,QA/QC,SDLC,Selenium Employment Type : Full-Time Experience: years Vacancy: 1