Principal Architect, eComm Payments - CIB at JP Morgan Chase

Step into the role of a Principal Architect at JPMorganChase and become a driving force behind the development and adoption of cutting-edge, cloud-based technologies.As a Principal Architect at JPMorganChase within the CIB/Payments line of business, you provide expertise to enhance and develop architecture platforms based on modern cloud-based technologies, as well as support the adoption of strategic global solutions. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes.Job responsibilitiesAdvises cross-functional teams on technology selection to achieve target state architecture and decisions on improvements to current technologiesApplies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive dataDevelops multi-year roadmaps aligned with business and architecture strategy and prioritiesCreates complex and scalable coding frameworks using appropriate software designDevelops secure and high-quality production code, and reviews and debugs code written by othersServes as the function’s go-to subject matter expertContributes to the development of technical methods in specialized fields in line with the latest product development methodologiesCreates durable, reusable software frameworks that improves velocity and quality of output across teams and functionsChampions the firm’s culture of diversity, opportunity, inclusion, and respectEstablishes reuse-first AI-enabled engineering patterns and governance across SDLC/toolchain practices, ensuring traceability/auditability, resiliency, and security controls Required qualifications, capabilities, and skills15+ years of hands-on practical experience delivering system design, application development, testing, and operational stabilityExpertise in one or more programming language(s)Deep knowledge in one or more software, applications, and architectureAbility to present and effectively communicate to Senior Leaders and ExecutivesDemonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivityAbility to evaluate and integrate AI-enabled capabilities into scalable platforms while meeting resiliency, security, and auditability requirementsStrategic mindset in acquiring payments for payments business - Understanding of the acquiring payments businessStrong experience in Payments auth optimization and protection services: vault, tokens, encryption, risk and other value added services like recurring billing Strong experience in APIs - api standards, functional, governanceExperience with in-store or eCommerce merchant paymentsAbility to understand business requirements, create design, create technical delivery roadmap and technical know how'sPreferred qualifications, capabilities, and skills Practical cloud native experience Advanced knowledge of software architecture, application development, and technical processes with considerable in-depth knowledge in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)Experience applying expertise and new methods to determine solutions for complex architecture problems in one or more technical disciplinesStrong technical background with design and delivery experience with software patterns and principlesExperience as a functional architect (business / product)Experience with domain model, understands business process flow, client experience and use casesUnderstands business capability, features taxonomyStrong communication and leadership presence Cloud certification is a plusPoint of Sale experience is a plus JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/VeteransJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Full timePosting Date: 2026-06-22