Principal Product Manager Horizon Initiatives at Caribou Financial

About CaribouAt Caribou we care about giving people financial freedom so they can focus on whats most important to them. Today less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto expenses as well as increase the predictability of those expenses over time. We do this by building technology to pair customers with community banks and credit unions and ushering them through the process quickly. On average our drivers save $151/month on their car loans while protecting their investment long term.Caribou is led by leaders from the technology automotive and finance industries. Were proud to be backed by a great team of investors including QED Investors Goldman Sachs Moderne Ventures Accomplice Link Ventures Motley Fool Ventures and others.MissionAs we work to help consumers achieve financial freedom the Principal Product Manager (PM) will work focus on Horizontal Initiatives such as unlocking Sub Prime Pricing Smart Offers etc. They will work with other domain PMs across the Funnel and Operation and drive their roadmaps to deliver on Horizontal efforts.The Principal PM acts with a general manager mindsetcrafting vision managing the roadmap and leading execution. This role requires deep user empathy strong cross-functional collaboration and a focus on measurable impact.Outcomes for Principal PMsConnect Product to Company StrategyEstablish a clear outcome-oriented product vision aligned to company goals.Maintain a product operating rhythm with a multi-quarter roadmap balancing fast iteration with long-term value.Deliver High-Impact ProductsPartner closely with Research Design Usability and Engineering to build user-centered outcome-driven products.Prioritize rigorously using data experimentation and modern product processes.Drive execution excellence from vision to launch ensuring delivery is measured efficient and outcome-focused.Lead Scalable Experimentation & OptimizationBuild and scale lean data-visible product development workflows.Cultivate a culture of high-velocity learning through rapid iteration and structured testing.Improve conversion funnel performance and product decision quality via continuous experimentation.Role Specific OutcomesDouble Submit-to-Fund ConversionExpand lender participation across the credit spectrum. Optimize routing prequal logic and decision-engine infrastructure. Partner deeply with the Lending team to maximize fund rates.Grow Revenue per Loan by 30%Optimize lender bounty cross-sell pricing and attachment. Identify backend improvements that increase revenue while maintaining a strong user experience.CompetenciesCaribou ValuesGive a Damn Deep ownership of outcomes for customers partners and Caribou.Velocity Prioritizes speed with direction. Acts with urgency ships fast iterates.Make the Assist Collaborates across teams. Removes blockers. Aligns priorities. Synthesizes complexity for ICs and execs alike. Remains calm and focused under pressure.Role-Based SkillsCuriosity & Tech Exploration Explores and adopts emerging technologies (especially AI) to improve both product development and personal workflows.Technical Fluency Interfaces deeply with engineering and data. Understands technical trade-offs and brings system-level thinking to product strategy.Experience8 years in product management roles preferably in technology-driven companies.Background in Computer Science Engineering or a related field; top-tier MBA a plus.Experience in marketplace businesses and/or fintech/lending strongly preferred.Demonstrated track record applying AI to product and workflow innovation.How we will take care of youEveryone at Caribou is a valued team member. Our compensation and benefits package includes:Competitive compensation: $173k - $217kEligible for annual performance based incentiveEquity options401(k) retirement planGenerous paid time off including Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parentsExceptional benefits including highly subsidized medical dental and vision plans and fully company-paid mental health disability and basic life insuranceOptional benefits to suit your individual circumstances such as HSAs (with Caribou HSA contributions) FSAs supplemental life and health legal and pet insuranceUp to $1000 per year for eligible professional development expensesOur Core ValuesWe come from all walks of life and are joined together by our shared values which guide our work and how we work together.Give a damn. What were doing matters. We show up determined to deliver results and we love it.Velocity. Were intentional about where were going and we race towards it.Make the assist. We have diverse strengths. We offer and ask for help so we all win.Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex national origin age disability sexual orientation pregnancy status marital status military or protected veteran status genetics or any other characteristic protected by law. This position is not restricted solely to the responsibilities listed above and the scope and responsibilities are subject to change. A pre-employment background check is required as a condition of employment.*Caribou does not currently have employee operations in AL AK AR CT DE GA HI IA ID IN KS KY ME MI MO MS MT NC ND NE NH NJ NM NV OH OK PA RI SC SD TN UT VT WV WY.California Consumer Privacy ActRequired Experience:Staff IC Key Skills Time Management,Data Analytics,Analytical,Agile,Requirement Gathering,Strategic thinking,Visio,Communication,Problem Solving,Market Research,UML,Cross Functional Teams Employment Type : Full-Time Experience: years Vacancy: 1 Monthly Salary Salary: 173 - 217