Senior Backend Engineer at Telcoin

Role OverviewJob Title: Senior Software EngineerLocation: Santa Monica, CaliforniaWe’re seeking a seasoned engineer to help build the backbone of the Internet of Money. In this role, you’ll architect and scale the systems behind global remittances, digital wallets, and decentralized financial infrastructure—leveraging blockchain technology and modern backend architecture. You’ll collaborate with cross-functional teams around the world to deliver secure, high-performance solutions that support our expanding user base. This is a unique opportunity to shape the future of accessible, telecom-integrated financial services on a truly global scale.*Please note: This is not a remote position. The role requires regular, in-person work at our Santa Monica office.**To help us confirm you're a real person and not a bot, please select "doughnut" when asked about your favorite snack during the application process.Who We AreTelcoin is a rapidly growing fintech startup headquartered in Singapore. We leverage blockchain technology to deliver fast, secure, and low-cost financial products—including mobile-based remittances and digital asset solutions. Currently operating in 17+ countries, Telcoin is building a global platform that connects users with modern financial tools through a telecom-integrated approach.Our team includes telecom executives, startup veterans, finance professionals, and world-class engineers. We are now looking for a Senior Backend Engineer to help scale our backend infrastructure and core remittance systems.What You’ll Be DoingDesign, build, and maintain backend systems and APIs for Telcoin’s remittance platform and digital walletBuild and optimize high-performance microservices capable of processing 20,000+ requests per secondInterface with blockchain components, mobile apps (iOS/Android), and third-party APIs (e.g., KYC, fraud, banking systems)Support integration of external financial systems, including banks and payment partnersImplement secure solutions to manage KYC, PII, and financial transaction dataCollaborate across engineering, product, and compliance teams globally to deliver features securely and efficientlyMaintain observability, monitoring, and support practices for production systemsWhat We’re Looking For5+ years of backend or systems engineering experienceStrong experience with Rust, or deep expertise in another strongly typed systems language (e.g., C++, Go)Familiarity with cloud infrastructure (AWS, GCP), Docker, Kubernetes, and TerraformProficiency in SQL and experience working with large-scale data pipelinesDemonstrated ability to write secure, high-performance, maintainable codeComfort operating in fast-paced, startup environments with global, distributed teamsStrong communication skills, especially across time zonesNice to HaveExperience with blockchain node development (e.g., Substrate) or DeFi protocolsPrior exposure to financial services, digital wallets, or remittance productsBackground working with KYC/AML, compliance tools, or fraud prevention systemsFamiliarity with event-driven systems, Kafka, or analytics pipelinesWhat Telcoin OffersCompetitive base salary: $100,000 - $150,000 (depending on experience) + annual bonus and stock option planMedical, dental, and vision insurance – 100% employer-sponsored for employee and family401(k) plan with no waiting periodUnlimited PTO to support work/life balanceGlobal exposure across fintech and digital assetsDynamic, entrepreneurial environment with room to grow