Senior Credit Analyst, Regional Agribusiness at CoBank

Benefits OverviewA career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do order to be the best we hire the best!Benefits Offered by CoBank:Careers with a purposeTime-Off Packages 15 days of vacation 10 paid sick days and 11 paid holidaysCompetitive Compensation & IncentiveHybrid work model: flexible arrangements for most positionsBenefits Packages including Medical Dental and Vision coverage Disability AD&D and Life InsuranceRobust associate training and development with CoBank UniversityTuition reimbursement for higher education up to $10k per yearOutstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan MatchCommunity Impact: United Way Angel Day Volunteer Day and Associate Directed ContributionAssociate Resource Groups: creating a culture of respect and inclusionRecognize a fellow associate through our GEM awardsJob DescriptionPrepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing credit administration and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis.Essential FunctionsDevelops credit information and structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new renewal or extension loans. Cosponsors or approves credit requests within prescribed limits.Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares summaries presents facts and offers opinions concerning creditworthiness. Understands and follows bank guidelines policies and procedures for the preparation and presentation of credit information.Assists with credit administration account servicing development packaging closing documentation and monitoring.Maintains control over current accounts monitoring for payment progress developing problems trends and compliance with covenants. Provides relevant and timely information to internal stakeholders including account officers relationship managers and credit staff.Assists credit manager in the preparation of internal research and analysis provides statistical reports and verifies information. Prepares and delivers presentations on topics as assigned.Develops and utilizes computerized spreadsheets programs and other automated tools for credit analysis special projects or presentations.May authorize loan advances and loan re-pricing with money desk staff.Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment.EducationBachelors Degree requiredWork Experience3 years of credit experience in banking industry requiredPhysical Exertion DetailsSedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift carry push pull or otherwise move objects including the human body. Sedentary work involves sitting most of the time but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.Travel Requirement DetailsOccasional Travel occurs infrequently (typically once a month or less).About CoBankThe typical base pay range for this role is between $80300 - $91840. Compensation may vary based on individual job-related knowledge skills expertise and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion subject to applicable law.CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans leases export financing and other financial services to agribusinesses and rural power water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76000 farmers ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture rural infrastructure and rural communities. Headquartered outside Denver Colorado CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.REASONABLE ACCOMMODATIONWe are committed to ensuring that our online application process provides an equal employment opportunity to all applicants including qualified individuals with disabilities. If you are an applicant with a disability or are assisting an applicant with a disability and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process including completing an application interviewing or otherwise participating in the employee selection process please submit a request by emailing Include your contact information and specific details about your requested accommodation.Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.CoBank is an Equal Opportunity Employer.All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation national origin disability or status as a protected veteran.Required Experience:Senior IC Key Skills Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing Employment Type : Full-Time Experience: years Vacancy: 1 Monthly Salary Salary: 80300 - 91840