Senior Software Engineer AI at Lower

Here at Lower we believe homeownership is the key to building wealth and were making it easier and more accessible than ever. As a mission-driven fintech we simplify the home-buying process through cutting-edge technology and a seamless customer experience.With tens of billions in funded home loans and top ratings on Trustpilot (4.8) Google (4.9) and Zillow (4.9) were a leader in the industry. But what truly sets us apart Our people. Join us and be part of something bigger.Job Description:Purpose: The Senior Software Engineer will join our AI team to design a mortgage guideline-focused AI model. The goal of this product is to enable loan officers processors and other key stakeholders to ask an AI-powered assistant complex guidelines scenario and underwriting questions and get answers that are accurate compliant and aligned with Lowers standards and risk tolerance. This position will work closely with other developers and support the development of project plans and schedules.What youll do:Make updates to core pricing and underwriting algorithms to expand the capabilities of the automation system.Perform optimizations to improve the execution speed and reduce memory consumption of the core engineMaintain the required configurations to keep the engine running accuratelyWork closely with the product team and stakeholders to identify opportunities for automation and improvements to the lending process.Build unit testing integration system and user acceptance tests to ensure accurate implementationCreate solutions to improve the automation of the system specifically related to testing and configuration maintenance.Propose new techniques and technologies for improving the engine capabilitiesProvide support to Manager in developing project plan and schedulesParticipate in requirement analysis design development testing and implementation activitiesEnsure to complete the assigned development tasks within deadlinesWork in compliance with coding standards and best practicesProvide assistance and mentorship to other developers as neededPerform code reviews and recommend improvementsReview business requirements and recommend changes to develop reliable applicationsDevelop coding documentations and other technical specifications for assigned projects as directedAnalyze and resolve development issues accuratelyWho you are:6-11 years of experience is Software Engineering and Web Application Development or related fields.Experience building or maintaining Retrieval-Augmented Generation (RAG) pipelines is highly beneficialMust have some prior experience with OpenAI APIsExperience with LangGraph and Pinecone is highly preferredDemonstrated experience implementing new ideas and solve complex technical problems and design issues.Prefer Experience working in our stack (NextJS Tailwind Python 3 Pinecone LangGraph).Strong understanding of core software development concepts like fast algorithms and efficient data structures.Ability to understand a specific mortgage industry concept and translate the requirements into code. This includes working with and implementing financial math concepts like amortization APR and various qualification ratios.Why youll love working at Lower:Youll be surrounded by talented dedicated people who believe in the companys mission.Youll be able to shape the future of Lowers user experience.Youll join a locally and nationally recognized best place to work that values promotion from within.There is opportunity for professional growth and development.Plus:Competitive compensation planExtended benefit offerings including: Medical/dental/visionPaid holidaysPaid time offParental leaveLife insuranceShort- and long-term disability401K with company matchDiscount on home mortgage refinances or purchaseJob Type: Full-timeWork Location: Hybrid in either Columbus OH Austin TX or Denver COLower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race color religion age sex national origin disability status genetics protected veteran status sexual orientation gender identity or expression or any other characteristic protected by federal state or local laws.This policy applies to all terms and conditions of employment including recruiting hiring placement promotion termination layoff recall transfer leaves of absence compensation and training.Required Experience:Senior IC Key Skills Spring,.NET,C/C++,Go,React,OOP,C#,AWS,Data Structures,Software Development,Java,Distributed Systems Employment Type : Full-Time Experience: years Vacancy: 1