Service Finance Underwriter I at Truist Bank

The position is described below. If you want to apply click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application youll be invited to create a profile which will let you see your application status and any communications. If you already have a profile with us you can log in to check status.Need HelpIf you have a disability and need assistance with the application you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries wont receive a response).Regular or Temporary:RegularLanguage Fluency: English (Required)Work Shift:1st shift (United States of America)Please review the following job description:The Service Finance Consumer Loan Underwriter is responsible for the overall evaluation of the loan application to determine an approval or denial.Following is a summary of the essential functions for this job. Other duties may be performed both major and minor which are not mentioned below. Specific activities may change from time to time. 1. Reviews and analyzes consumer credit reports2. Ensures loans meet all program and product specifications3. Ensures that documents are consistent and uphold to company and industry guidelines and uploaded for borrower signature4. Communicates loan decisions and terms5. Verifies accuracy of borrowers information on loan documents6. Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Service Finance7. Acts as a liaison with dealer and other departments within Service FinanceRequired Qualifications:The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.1. 3 years minimum related experience2. High school diploma or GED3. Experience reading and understanding credit report4. Proficiency with Microsoft Office SuitePreferred Qualifications:1. Knowledge of consumer finance2. Customer service experienceGeneral Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits though eligibility for specific benefits may be determined by the division of Truist offering the offers medical dental vision life insurance disability accidental death and dismemberment tax-preferred savings accounts and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment along with 10 sick days (also prorated) and paid holidays. For more details on Truists generous benefit plans please visit our Benefits site. Depending on the position and division this job may also be eligible for Truists defined benefit pension plan restricted stock units and/or a deferred compensation plan. As you advance through the hiring process you will also learn more about the specific benefits available for any non-temporary position for which you apply based on full-time or part-time status position and division of work.Truist is an Equal Opportunity Employer that does not discriminate on the basis of race gender color religion citizenship or national origin age sexual orientation gender identity disability veteran status or other classification protected by law. Truist is a Drug Free Workplace.EEO is the Law E-Verify IER Right to Work Key Skills Loan Processing,Computer Skills,Fraud,Math,Banking,Pricing,Analysis Skills,Fair Housing Regulations,Underwriting,Financial Analysis,negotiation,Phone Etiquette Employment Type : Full-Time Experience: years Vacancy: 1