U.S. Private Bank – Lending Solutions Professional – Analyst at JPMorganChase

DescriptionWe are actively looking for exceptionally talented individuals who are collaborative confident and motivated to provide a first-class experience to clients within J.P. Morgans U.S. Private Bank. If you have an entrepreneurial mindset and are looking to constantly challenge yourself J.P. Morgan is the place for you. You will be working alongside a team of talented colleagues from other markets businesses and functions to provide you with the opportunity to take your career to the next level.As a Lending Specialist in the U.S. Private Bank you will work with our team to advise clients on their capital structure and provide credit solutions tailored to clients needs and circumstances.Job ResponsibilitiesParticipate in pitches to existing and prospective clientsAnalyze the book of existing clients to identify new potential opportunitiesMaintain an ongoing dialogue with existing borrowing clientsAdvise negotiate and execute loan structuresStructure solutions to client financing needs within acceptable risk parameters and in accordance with policies and regulationsMaintain a quality credit book with active client dialogue and escalation of candidates promptly. Follow up on all client-related credit issues (e.g. missed margin calls legal documentation etc.).Using your thorough knowledge of the JP Morgan Credit Risk Underwriting Policy & Guidelines liaise closely with Credit Risk to ensure the best outcome for the client in terms of the underwriting of the client.Required Qualifications Capabilities and SkillsBachelor degreeSeries 7 & 66 licenses required for position; unlicensed candidates considered but required to obtain licenses within 90 days of start dateOne plus years of credit risk experience ideally in the financial services industryIn-depth knowledge of bank loan deposit mortgage and credit productsAbility to understand the overall credit capabilities and risk management philosophy of the firmAbility to understand wealth management including but not limited to: investing trust and financial planningExperience and proven success with banking concepts including but not limited to: marketable secured lending investment real estate loans concentrated collateral loans aircraft lending owner-occupied commercial real estate and bridge loansPreferred Qualifications Capabilities and SkillsMBAKnowledge of capital markets and the macro interest rate environmentKnowledge of account maintenance procedures loan closing procedures credit administration and compliance proceduresExpertise in credit and derivatives transactionsSales experience including: profiling overcoming objections negotiation team selling approach closing the sale and asking for referralsRequired Experience:IC Key Skills Correspondent,Invoicing,CAD,CMMS,Communication,AC Maintenance Employment Type : Full-Time Experience: years Vacancy: 1 Monthly Salary Salary: 80000 - 105000