Underwriting Consultant at Guardian Life Insurance Company

The Objective of the Large Market Underwriting Consultant will be to work with Sales Underwriting and Products and Pricing to profitably grow Guardians Large Market revenue and market share in the 1000 lives and over market space. Key objectives will be to achieve targeted sales and earnings goals train and mentor less experienced underwriters manage complex technical underwriting issues train account management handle projects and recommend policy and strategy changes.The Underwriting Consultant is responsible for to provide pricing and plan design for companies with 1000 or more lives utilizing prior claim experience and manual rates. Products include Group Dental Vision FMLA STD LTD Life Accident Critical Illness and Hospital Indemnity insurance. The underwriter will be an excellent negotiator who builds collaborative relationships with Sales and other areas of Guardian to solve business issues and win. The underwriter will be both a confident communicator and an independent decision-maker.You willRecommend competitively priced products funding arrangements and services to meet customer requirementsDetermine pricing of new business and/or renewal business including alternate plan of benefit optionsCommunicate rate/fee development and plan design offered. Assess contract comparisons for takeover businessNegotiate with sales representatives or agents/brokers to resolve rate questions and risk related concernsManage administrative processing of cases. Utilize underwriting systems and databases for quotes sales renewals to track resultsDocument case decisions and underwriting rationaleProvide mentoring/coaching to help develop technical skills of others support team growth and development initiativesConduct training for sales and/or underwriting staff as neededParticipate in project work or on teams to develop or improve underwriting processes.Responsible for oversight and identification of any barriers to achievement of financial goals. Produce solutions that lead to target result achievementImprove Guardians underwriting strategies to support key growth goals and to assume an industry leadership position in the 1000 employer marketplaceHave the opportunity to enhance the overall talent and knowledge level of Large Market Underwriting Sales and Account ManagementBe a go to person for technical issues and decision making for other team membersAdvise others on how to handle irregular administrative requests or technical underwriting risk analysis based not only on experience but also as capacity as a leaderBe a go to person for the Regional Underwriting Leader for the most complex work or key project workHandle a delegated part of a larger task for completion and integration with the overall deliverableIn addition to being a participant on a project be a leader within a project team or process team who defines organizes and directs tasks that need to get doneHelp support Large Market team management with activities that are key drivers for the team to achieve resultsContinuously evaluate underwriting strategies guidelines and pricing relative to Guardians internal results and external competitive positionRecommend policy strategy changes. Evaluate processes and make recommendations for changes processes and make recommendations for changes. Assist in development implementation and trainingYou have5 years of experience with Group Life Disability and/or Dental underwriting.Background in experience-based rating and risk assessmentDemonstrated ability to prioritize and efficiently manage multiple work items and due datesProficiency of Underwriting tools and systemsThorough knowledge of Group Insurance products/processesKnowledge of local market competition and strategy (e.g. impact on claim pricing and product choices) Proven analytical and mathematical skills and ability to apply them to complex cases and issuesAbility to make decisions solve problems and meet challenges in completing workStrong negotiation and conflict resolution skillsProven ability to work independentlyExcellent verbal and written communication and presentation skillsEffective use of Word Excel and PowerPoint applicationsLeadership Behaviors Exhibits Guardians Ways of Working: Think Big and Grow Accelerate Impact and Lead Change Continuously strives to provide superior products and customer service Takes ownership for meeting individual performance objectivesUpholds Guardians commitment to ethical business practicesLocation This is a hybrid position requiring 3 days a week in a Guardian office.Salary Range:$86210.00 - $141635.00The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education experience knowledge and abilities of the successful addition to salary this role may also be eligible for annual sales or other incentive compensation.Our PromiseAt Guardian youll have the support and flexibility to achieve your professional and personal goals. Through skill-building leadership development and philanthropic opportunities we provide opportunities to build communities and grow your career surrounded by diverse colleagues with high ethical standards.Inspire Well-BeingAs part of Guardians Purpose to inspire well-being we are committed to offering contemporary supportive flexible and inclusive benefits and resources to our colleagues. Explore our company benefits at apply to full-time eligible employees. Interns are not eligible for most Company benefits.Equal Employment OpportunityGuardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age race color creed religion sex affectional or sexual orientation national origin ancestry marital status disability military or veteran status or any other classification protected by applicable law.AccommodationsGuardian is committed to providing access equal opportunity and reasonable accommodation for individuals with disabilities in employment its services programs and also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individuals known limitations related to pregnancy childbirth or related medical conditions unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process to perform essential job functions and/or to receive other benefits and privileges of employment please contact Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian refer to the Guardian Careers site.Visa SponsorshipGuardian is not currently or in the foreseeable future sponsoring employment order to be a successful applicant. you must be legally authorized to work in the United States without the need for employer sponsorship.Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.Required Experience:Contract Key Skills C#,Apache Web Server,Credit,Food & Beverage,Biology Employment Type : Full-Time Experience: years Vacancy: 1 Monthly Salary Salary: 86210 - 141635