Vice President/Commercial Banking Portfolio Management at BankTalent HQ

This position reports toEVP/Commercial Banking Portfolio Management. Basic Function: Responsible for assisting in the origination and underwriting of commercial loan, franchise loan and owner-occupied commercial real estate applications and responsible for managing client relationships. Essential Duties Evaluate, underwrite and assist with closing commercial loans, franchise loans and owner-occupied commercial real estate loans Analyze loan data on new, renewal and existing loans, including data provided by credit bureaus, agent banks, borrowers and Bank credit files Prepare spreadsheets, reports, summaries and opinions for loan officers on new, renewal and existing loans Perform credit inquiries for the Bank as requested Establish, review and update new and existing credit files on a regular basis Provide technical advice and assistance to Relationship Manager as needed Work with Relationship Manager on proposals Prepare loan approval presentations Work with Loan Operations and/or attorneys to generate and review (for accuracy) documents and coordinate loan closings Management of client relationships Negotiate loan extensions and renewals Respond to client inquiries Request and review updated financial and operating information. Confirm or recommend loan grade changes based on analysis performed Covenant compliance testing Update loan files Assist in preparation of Watch Report, Board Reports and other reporting as needed Work with Loan Operations and Deposit Operations to resolve client issues Fund draw requests Work with Treasury Management to meet the clients' cash management needs Monitor and address past due loans and overdrawn deposit accounts Additional departmental duties Attend department meetings Attend Management Loan Committee and Director's Loan Committee meetings Attend Bank Officer meetings Review information on market trends in commercial lending Maintain knowledge of underwriting and Loan Policy guidelines Attend training as required Participation in CRA activities Participation in networking events Nonessential Duties Other duties as assigned